692 Independence Ave, Elburn, IL 60119 Property Records

Kane County property record for 692 Independence Ave, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,468 sqft · built 2004
Lot Size	0.258 acres (11,221 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Jul 2026)
Tax Bill	$12,418 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-08-401-004`

Property Details

APN / Parcel Number

Primary APN	`11-08-401-004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,468 sqft Living Area
Gross Area	2,921 sqft
Basement Area	1,879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	11,221 sqft (0.258 acres)
View / Lot	Corner
Garage Area	501 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	453 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	692 INDEPENDENCE AVE
City	ELBURN
State	IL
Zip	60119-9470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACKBERRY CREEK SUBDIVISION UNIT NO 2 LOT 449
Legal Subdivision	BLACKBERRY CREEK SUB
Legal Block	2
Legal Lot Number	449
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	2
Census Block	2013
Census Tract	854507

Owner

692 Independence Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	563 CAMELLIA AVE, AURORA, IL 60505-1082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK
Apr 20, 2023	Intrafamily Transfer, Transfer ATTORNEY
Dec 21, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Prior Sale	Dec 21, 2022 · Amount on File
Deed Document Number	202630171
Prior Transfer Date	Apr 19, 2023
Prior Transfer Doc	0000012331
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 16, 2026
Property Address	692 INDEPENDENCE AVE, ELBURN, IL 60119-9470
Document Number	0000030171
Instrument Date	Jul 14, 2026
Instrument	202630171
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 CAMELLIA AVE, AURORA, IL 60505-1082

Mortgage

Document Number	0000030172,
Date	Jul 16, 2026
Instrument	202630172

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.45%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	692 INDEPENDENCE AVE, ELBURN, IL 60119-9470
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038887
Date	Oct 6, 2025
Instrument	2025K038887

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 20, 2023
Property Address	692 INDEPENDENCE AVE, ELBURN, IL 60119-9470
Document Number	0000012331
Map Reference	DOC 2002K149458
Instrument Date	Apr 19, 2023
Instrument	2023K012331
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 INDEPENDENCE AVE, ELBURN, IL 60119-9470

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 21, 2022
Property Address	692 INDEPENDENCE AVE, ELBURN, IL 60119-9470
Document Number	0000059679
Map Reference	DOC 2002K149458
Instrument Date	Dec 12, 2022
Instrument	2022K059679
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 INDEPENDENCE AVE, ELBURN, IL 60119-9470

Mortgage

Document Number	0000059680
Date	Dec 21, 2022
Instrument	2022K059680

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

The 2025 property tax bill for 692 Independence Ave was $12,418 with a homeowner's exemption, up 3.7% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,418.00 (+3.74%)	$160,562 (+8.89%) Land $18,690 Building $141,872	$481,879 (+8.89%) Land $56,092 Building $425,786
2024	$11,970.00	$147,453 Land $17,164 Building $130,289	$442,536 Land $51,513 Building $391,023
2022	$11,183.00 (+3.77%) Homeowner's exemption	$123,579 (+4.48%) Land $14,217 Building $109,362	$370,737 (+4.48%) Land $42,651 Building $328,086
2021	$10,777.00 Homeowner's exemption	$118,280 Land $13,607 Building $104,673	$354,840 Land $40,821 Building $314,019

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 692 Independence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 692 Independence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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