Oxford County and Lovell Town property record for 692 Harbor Rd, Lovell, ME 04051
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $156 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | LOVE M:R02 L:006-A |
| Primary APN | LOVE M:R02 L:006-A |
|---|---|
| Alternative APNs |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 174,240 sqft (4 acres) |
| Account Number | 243 |
|---|---|
| Street Address | 692 HARBOR RD |
| City | LOVELL |
| State | ME |
| Zip | 04051-4044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 6-A |
| Jurisdiction | LOVELL ME |
| Township / Civil Division | LOVELL |
| Census Block Group | 4 |
| Census Block | 4045 |
| Census Tract | 966600 |
692 Harbor Rd is owned and occupied by an individual.
Source: Oxford County and Lovell Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 692 HARBOR RD, LOVELL, ME 04051-4044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK |
| Mar 31, 2017 | Deed of Trust, Mortgage · Line of Credit NORWAY SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOVELL ME |
| Property Address | 692 HARBOR RD, LOVELL, ME 04051-4044 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013332 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 5628/843 |
| Instrument | 13332 |
| Name | NORWAY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOVELL ME |
| Property Address | 692 HARBOR RD, LOVELL, ME 04051-4044 |
| Document Number | 0006560266 |
| Book / Page | 000656 / 000266 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2017 |
| Title Company | MAINE LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 692 HARBOR RD LOVELL ME 040514044, LOVELL, ME 04051-4044 |
| Document Number | 0006560266 |
|---|---|
| Date | Apr 14, 2017 |
| Book Page | 000656/000266 |
| Instrument | 79960 |
| Name | NORWAY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | NORWAY, ME 04268 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 13, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 692 Harbor Rd was $156, down 94% from the year before.
Source: Oxford County and Lovell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Oxford County |
| County Subdivision | Lovell Town |
| Unified School District | School Administrative District 72 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $156.00 (-94.04%) | $30,000 (-87.06%) Land $13,200 Building $16,800 |
| 2024 | $2,619.00 (+5.6%) | $231,800 (-) Land $26,000 Building $205,800 |
| 2023 | $2,480.00 (+6.99%) | $231,800 (-) Land $26,000 Building $205,800 |
| 2022 | $2,318.00 | $231,800 Land $26,000 Building $205,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 692 Harbor Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 4 (1998–2023) |
| Most Recent Claim | Apr 2023 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 692 Harbor Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
No cell data coverage reported
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