Hardin County property record for 692 Franklin Ct, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,392 sqft · built 1985 |
| Lot Size | 0.228 acres (9,932 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,500 (Mar 2022) |
| Tax Bill | $1,468 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Mar 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-08-037 |
| Primary APN | 180-20-08-037 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Lot Area | 9,932 sqft (0.228 acres) |
| Patio Area | 249 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 692 FRANKLIN CT |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 221 #12 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 221 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 600 |
692 Franklin Ct is owned and occupied by an individual who bought it in March 2022.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 692 FRANKLIN CT, RADCLIFF, KY 40160-9678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Mar 25, 2022 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage SOUTH CENTRAL BANK |
| Nov 20, 2017 | Deed, Transfer LINCOLN TRAIL TITLE SERVICES INC, LINCOLN TRAIL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2022 · Amount on File |
| Deed Sale | Mar 25, 2022 · Amount on File |
| Prior Sale | Nov 20, 2017 · Amount on File |
| Deed Document Number | 0001531536 |
| Deed Book / Page | 1531 / 536 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 692 FRANKLIN CT, RADCLIFF, KY 40160-9678 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002476/595 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 2476/595 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Mar 25, 2022 |
| Property Address | 692 FRANKLIN CT, RADCLIFF, KY 40160-9678 |
| Document Number | 001531/536 |
| Book / Page | 1531 / 536 |
| Map Reference | CAB I SH 526 |
| Instrument Date | Mar 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | LIMESTONE TITLE, LIMESTONE T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 160 BAKERS ACRE RD, 160, LOUISVILLE, KY 40207 |
| Name | Verified Name |
|---|---|
| Address | 692 FRANKLIN CT, RADCLIFF, KY 40160-9678 |
| Document Number | 0002433744 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2433/744 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 692 FRANKLIN CT, RADCLIFF, KY 40160-9678 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2216/796 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 2216/796 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | ELIZABETHTOWN, KY 42701 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Nov 20, 2017 |
| Property Address | 692 FRANKLIN CT, RADCLIFF, KY 40160-9678 |
| Document Number | 1448/1161 |
| Book / Page | 1448 / 1161 |
| Map Reference | CAB 1 SH 526 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Title Company | LINCOLN TRAIL TITLE SERVICES INC, LINCOLN TRAIL SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $93.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6005 BROOKLYN BRIDGE RD, 6005, LAUREL, MD 20707-2636 |
| Name | Verified Name |
|---|---|
| Address | 692 FRANKLIN CT, RADCLIFF, KY 40160-9678 |
The 2025 property tax bill for 692 Franklin Ct was $1,468.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,468.00 | $154,500 Land $18,000 Building $136,500 | $154,500 Land $18,000 Building $136,500 |
| 2023 | $154,500 (+66.31%) Land $15,000 Building $139,500 | $154,500 (+66.31%) Land $15,000 Building $139,500 | |
| 2022 | $92,900 Land $14,100 Building $78,800 | $92,900 Land $14,100 Building $78,800 | |
| 2021 | $910.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 692 Franklin Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 692 Franklin Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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