Rockwall County property record for 692 Dover St, Fate, TX 75189
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,184 sqft · built 2014 |
| Lot Size | 0.176 acres (7,653 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,800 (Feb 2015) |
| Tax Bill | $4,517 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5262000J0014000R |
| Primary APN | 5262000J0014000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,184 sqft Living Area |
| Gross Area | 2,836 sqft |
| 1st Floor Area | 2,184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,653 sqft (0.176 acres) |
| Lot Dimensions | 127 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 341 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 692 DOVER ST |
|---|---|
| City | FATE |
| State | TX |
| Zip | 75189-5049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLIAMSBURG PHASE 1A, BLOCK J, LOT 14 |
| Legal Subdivision | WILLIAMSBURG PHASE 1A |
| Legal Phase | 1A |
| Legal Tract | 14 |
| Legal Block | J |
| Legal Lot Number | 14 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHEAST ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 40408 |
692 Dover St is owned and occupied by two individuals who bought it in February 2015.
Source: Rockwall County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 692 DOVER ST, FATE, TX 75189-5049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2023 | Intrafamily Transfer, Transfer |
| Apr 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Aug 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2015 · Amount on File |
| Deed Sale | Feb 9, 2015 · Amount on File |
| Deed Document Number | 20151638 |
| Prior Transfer Date | Feb 5, 2015 |
| Prior Transfer Doc | 0000001638 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Apr 12, 2023 |
| Property Address | 692 DOVER ST, FATE, TX 75189-5049 |
| Document Number | 0000005834 |
| Map Reference | CAB G SL 215 |
| Instrument Date | Jan 28, 2023 |
| Instrument | 20230000005834 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 692 DOVER ST, FATE, TX 75189-5049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 692 DOVER ST, FATE, TX 75189-5049 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007963 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 20220000007963 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 692 DOVER ST, FATE, TX 75189-5049 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019745 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 20200000019745 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 692 Dover St was $4,517 with exemptions applied, down 26.1% from the year before.
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Fate City |
| County | Rockwall County |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,103 (-9.46%) Land $100,100 Building $236,003 | $336,103 (-9.46%) Land $100,100 Building $236,003 | |
| 2025 | $4,517.00 (-26.1%) Homeowner's exemption Senior Citizen's exemption | $371,215 Land $126,000 Building $245,215 | $371,215 Land $126,000 Building $245,215 |
| 2024 | $6,112.00 (+15%) | ||
| 2023 | $5,315.00 Homeowner's exemption | $400,806 Land $140,000 Building $260,806 | $400,806 Land $140,000 Building $260,806 |
| 2021 | $6,138.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 692 Dover St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 692 Dover St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FATE serves 29,285 people · EPA ID TX1990006 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Peoples Communications Fixed Wireless · Fiber in parts of the area | 500 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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