692 Cedarwood Ct, Wheeling, IL 60090 Property Records

Cook County property record for 692 Cedarwood Ct, Wheeling, IL 60090

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,400 sqft · built 1975
Lot Size	0.056 acres (2,458 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2022)
Tax Bill	$7,373 (2023)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-09-404-017`

Property Details

APN / Parcel Number

Primary APN	`03-09-404-017`
Alternative APN	`03-09-404-017-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1976
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,458 sqft (0.056 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	692 CEDARWOOD CT
City	WHEELING
State	IL
Zip	60090-5314
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	(LAKESIDE)(VILLAS)(UNIT2) RESUB OF PT LT 4 IN ZALES S UB OF PT SE & PT SW OF SEC 09-42-11
Legal Range	11E
Legal Township	42N
Legal Section	09
Legal Subdivision	LAKESIDE VILLAS UNIT2
Legal Block	9
Legal Lot Number	4
Legal Unit	2
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	3
Census Block	3009
Census Tract	802503

Owner

692 Cedarwood Ct, a townhouse, is owned and occupied by an individual who bought it in April 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	692 CEDARWOOD CT, WHEELING, IL 60090-5314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 28, 2022	Warranty Deed, Transfer · FHA Mortgage KEY MORTGAGE SERVICES INC
Jun 26, 2018	Deed of Trust, Mortgage · FHA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022 · Amount on File
Deed Sale	Apr 28, 2022 · Amount on File
Prior Sale	Apr 28, 2022 · Amount on File
Deed Document Number	20222211804066
Prior Transfer Date	Aug 24, 2000
Prior Transfer Doc	0000000844
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	692 CEDARWOOD CT, WHEELING, IL 60090-5314
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 CEDARWOOD CT, WHEELING, IL 60090-5314

Mortgage

Document Number	0025530028
Date	Sep 12, 2025
Instrument	2525530028

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	May 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 28, 2022
Property Address	692 CEDARWOOD CT, WHEELING, IL 60090-5314
Document Number	0011804066
Instrument Date	Apr 11, 2022
Instrument	2211804066
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 CEDARWOOD CT, WHEELING, IL 60090-5314

Mortgage

Document Number	0011804067
Date	Apr 28, 2022
Instrument	2211804067

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4%

Mortgage

Document Number	0011804068
Date	Apr 28, 2022
Instrument	2211804068

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	692 CEDARWOOD CT, WHEELING, IL 60090-5314
Document Number	1819747052
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 27, 2018
Title Company	NOVA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 CEDARWOOD CT WHEELING IL 60090, WHEELING, IL 60090

Mortgage

Document Number	1819747052
Date	Jul 16, 2018
Instrument	19747052

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Wheeling Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,000 Land $3,933 Building $21,067	$250,000 Land $39,330 Building $210,670
2023	$7,373.00 (+24.17%)
2022	$5,938.00 Homeowner's exemption	$21,999 Land $3,999 Building $18,000	$219,990 Land $39,990 Building $180,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 692 Cedarwood Ct in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1981–2009)
Claims Outside the SFHA	13 of 19
Most Recent Claim	Aug 2009 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 692 Cedarwood Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEELING serves 39,725 people · EPA ID IL0314970
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband.

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