692 Berding St, Ferndale, CA 95536 Property Records

Humboldt County property record for 692 Berding St, Ferndale, CA 95536 · Last verified October 2025

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 1,106 sqft · built 1938
Lot Size	0.179 acres (7,840 sqft)
Owner	Individual Name on File
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-181-004-000`

Property Details

APN / Parcel Number

Primary APN	`031-181-004-000`
Alternative APN	`03118104`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,106 sqft Total Area

Exterior

Year Built	Built 1938
Construction Type	Wood
Lot Area	7,840 sqft (0.179 acres)
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	03118104
Street Address	692 BERDING ST
City	FERNDALE
State	CA
Zip	95536
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LT4 BL5 SHAWS DIV TOWN FERNDALE
Legal Subdivision	SHAWS DIVISION
Legal Block	5
Legal Lot Number	4
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1009
Census Tract	11200

Owner

Source: Humboldt County records · APN 031-181-004-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 714, FERNDALE, CA 95536-0714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 05, 2022	Deed of Trust, Mortgage · Line of Credit REDWOOD CAPITAL BANK
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CAPITAL BANK
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CAP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2014
Deed Sale	Jun 04, 2014
Prior Sale	Dec 20, 2010 · Amount on Record
Deed Document Number	2014-009770-03
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	692 BERDING ST, FERNDALE, CA 95536
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	692 BERDING ST, FERNDALE, CA 95536

Mortgage

Document Number	0000012578
Date	Jul 05, 2022
Instrument	2022-012578

Lender

Name	REDWOOD CAPITAL BANK
Type	Bank
Address	EUREKA, CA 95501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	692 BERDING ST, FERNDALE, CA 95536
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 714, FERNDALE, CA 95536-0714

Mortgage

Document Number	0000021904
Date	Nov 25, 2020
Instrument	2020-021904

Lender

Name	REDWOOD CAPITAL BANK
Type	Bank
Address	EUREKA, CA 95501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	692 BERDING ST, FERNDALE, CA 95536
Document Number	0000006695
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 714 FERNDALE CA 955360714, FERNDALE, CA 95536-0714

Mortgage

Document Number	0000006695
Date	Apr 22, 2020
Instrument	6695

Lender

Name	REDWOOD CAP
Type	Funding / Finance Company
Address	EUREKA, CA 95501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 21, 2035

Tax Assessment & Valuation

Source: Humboldt County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Ferndale City
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,192.00 (+7.03%) Homeowner's exemption	$369,874 (+32.03%) Land $128,110 Building $241,764
2023	$4,851.00 (+19.75%) Homeowner's exemption	$280,139 Land $123,137 Building $157,002
2022	$4,051.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humboldt County (06023C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060230112001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996, tidal / storm surge, Severe Storms, Flooding, Mud And Landslides

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
101Netlink	Fixed Wireless	100 / 20

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Berding St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures