692 46th St, Oakland, CA 94609 Property Records

Alameda County property record for 692 46th St, Oakland, CA 94609

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,298 sqft · built 1915
Lot Size	0.068 acres (3,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (Mar 2020)
Tax Bill	$17,829 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-1164-8`

Property Details

APN / Parcel Number

Primary APN	`13-1164-8`
Alternative APN	`013-1164-008-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,298 sqft Total Area

Exterior

Year Built	Built 1915
Architectural Style	Other
Construction Type	Wood
Lot Area	3,000 sqft (0.068 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	692 46TH ST
City	OAKLAND
State	CA
Zip	94609-1852
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	OFFICIAL RECS 17 PG 48 BLK 2112 PART OF LOT 23,24
Legal Subdivision	ALDEN
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1006
Census Tract	401000

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	692 46TH ST, OAKLAND, CA 94609-1852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Mar 30, 2018	Grant Deed, Construction Loan · Conventional with PMI ANCHOR LNS
Mar 14, 2018	Grant Deed, Construction Loan · Conventional Mortgage CASON HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	2020066924
Record Updated	Jun 8, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 23, 2020
Property Address	692 46TH ST, OAKLAND, CA 94609-1852
Document Number	0000066924
Map Reference	MB 17 PG 48
Instrument Date	Mar 16, 2020
Instrument	2020066924
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	692 46TH ST, OAKLAND, CA 94609-1852

Mortgage

Document Number	0000066925
Date	Mar 23, 2020
Instrument	2020066925

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 30, 2018
Property Address	692 46TH ST, OAKLAND, CA 94609-1852
Document Number	0000064738
Instrument Date	Mar 27, 2018
Instrument	64738
Transaction Type	Construction Loan
Record Updated	Apr 12, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3900 NEWPARK MALL #202 NEWARK CA 945605241, 202, NEWARK, CA 94560-5241
Investor	Possibly a Property Investor

Mortgage

Document Number	64739
Date	Mar 30, 2018
Instrument	64739

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

March 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Mar 14, 2018
Property Address	692 46TH ST, OAKLAND, CA 94609-1852
Document Number	0000051553
Instrument Date	Mar 8, 2018
Instrument	51553
Transaction Type	Construction Loan
Record Updated	Mar 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	626 STANLEY LN EL SOBRANTE CA 94803, EL SOBRANTE, CA 94803

Mortgage

Document Number	51554
Date	Mar 14, 2018
Instrument	51554

Lender

Name	CASON HM LNS
Type	Mortgage Company
Address	BURBANK, CA 91501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,829.00 (-1.54%) Homeowner's exemption	$1,202,992 (+4.04%) Land $360,897 Building $842,095
2023	$18,108.00 Homeowner's exemption	$1,156,286 Land $346,886 Building $809,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1982–2011)
Most Recent Claim	May 2011 · river or lake flooding
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet.

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