6918 Ragland Rd, Cincinnati, OH 45244 Property Records

Hamilton County property record for 6918 Ragland Rd, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,421 sqft · built 1940
Lot Size0.255 acres (11,151 sqft)
OwnerIndividual Name on Record
Tax Bill$3,778 (2025)
Deeds & MortgagesJun 2025 Line of Credit
Sep 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN501-0008-0053-00

Property Details

APN / Parcel Number

Primary APN501-0008-0053-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,421 sqft Living Area
1st Floor Area960 sqft
AtticAttic
Attic Area461 sqft
Basement Area960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area11,151 sqft (0.255 acres)
Lot Dimensions227 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
PorchPorch
Porch Area128 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address6918 RAGLAND RD
CityCINCINNATI
StateOH
Zip45244-3145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAGLAND AV 50 X 227.40 IRR NS RAGLAND RD 460.84 FT E OF CHURCH ST
Legal SubdivisionMILITARY SURV 500
JurisdictionHAMILTON OH
Township / Civil DivisionNEWTOWN
Census Block Group1
Census Block1006
Census Tract24904

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6818 RAGLAND RD, CINCINNATI, OH 45244-3525
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2025Deed of Trust, Mortgage · Line of Credit
KEMBA CREDIT UNION INC
Sep 10, 2025Deed of Trust, Mortgage · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jan 14, 2025Affidavit of Death of Joint Tenant, Transfer · FHA Mortgage
POLARIS HOME FUNDING CORP
Jul 16, 2019Deed of Trust, Mortgage · Line of Credit
KEMBA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2025
Deed SaleJan 14, 2025
Prior SaleNov 4, 2013 · Amount on Record
Record UpdatedJun 8, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6918 RAGLAND RD, CINCINNATI, OH 45244-3145
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6918 RAGLAND RD, CINCINNATI, OH 45244-3145

Mortgage

Document Number0000041350
DateJun 4, 2025
Book Page15430/1630
Instrument2025-0041350
Lender
NameKEMBA CREDIT UNION INC
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6918 RAGLAND RD, CINCINNATI, OH 45244-3145
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address6918 RAGLAND RD, CINCINNATI, OH 45244-3145

Mortgage

Document Number0000070068
DateSep 10, 2025
Book Page15497/2171
Instrument2025-0070068
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

January 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHAMILTON OH
Recording DateJan 14, 2025
Property Address6918 RAGLAND RD, CINCINNATI, OH 45244-3145
Document Number0000002727
Book / Page15332 / 890
Instrument DateNov 7, 2024
Instrument2025-0002727
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyCOSMOPOLITAN TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6818 RAGLAND RD, CINCINNATI, OH 45244-3525

Mortgage

Document Number0000002728
DateJan 14, 2025
Book Page15332/893
Instrument2025-0002728
Lender
NamePOLARIS HOME FUNDING CORP
TypeMortgage Company
AddressGRANDVILLE, MI 49418
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2054

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6918 RAGLAND RD, CINCINNATI, OH 45244-3145
Document Number0000068150
Instrument DateJul 16, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address6918 RAGLAND RD CINCINNATI OH 452443145, CINCINNATI, OH 45244-3145

Mortgage

Document Number0000068150
DateAug 15, 2019
Book Page013981/001628
Instrument68150
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 14, 2034
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityNewtown Village
Unified School DistrictForest Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,778.00 (+1.83%)$66,518 (-) Land $9,898 Building $56,620
2024$3,710.00 (-0.4%)$66,518 (-) Land $9,898 Building $56,620
2023$3,725.00 (+17.95%)$66,518 (+32.23%) Land $9,898 Building $56,620$190,050 (+32.24%) Land $28,280 Building $161,770
2022$3,158.00 Homeowner's exemption$50,303 Land $9,055 Building $41,248
2020$143,720 Land $25,870 Building $117,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2018–2026)
Claims Outside the SFHA4 of 5
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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