6918 Duncaster St, Windermere, FL 34786 Property Records

Orange County property record for 6918 Duncaster St, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,512 sqft · built 2006
Lot Size	0.14 acres (6,083 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,000 (Jul 2018)
Tax Bill	$4,278 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-5428-03-200`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-5428-03-200`
Alternative APNs	`272324542803200` `146335` `147505` `149625`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,512 sqft Living Area
Gross Area	3,418 sqft
1st Floor Area	1,501 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,083 sqft (0.14 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	274 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6918 DUNCASTER ST
City	WINDERMERE
State	FL
Zip	34786-6629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	LAKES OF WINDERMERE PHASE 2A 60/63 LOT 320
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	LAKES OF WINDERMERE PH 2A
Legal Phase	2A
Legal Tract	5428
Legal Block	3
Legal Lot Number	320
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1025
Census Tract	17112

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6918 DUNCASTER ST, WINDERMERE, FL 34786-6629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jul 25, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Prior Sale	Nov 3, 2009 · Amount on Record
Deed Document Number	2018439716
Prior Transfer Date	Aug 29, 2013
Prior Transfer Doc	0000479534
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6918 DUNCASTER ST, WINDERMERE, FL 34786-6629
Document Number	0000169238
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6918 DUNCASTER ST WINDERMERE FL 347866629, WINDERMERE, FL 34786-6629

Mortgage

Document Number	0000169238
Date	Mar 17, 2020
Instrument	169238

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 16, 2045

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 25, 2018
Property Address	6918 DUNCASTER ST, WINDERMERE, FL 34786-6629
Document Number	0000439716
Instrument Date	Jul 20, 2018
Instrument	439716
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	EQUITABLE TITLE/DR PHILLIPS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,338.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6918 DUNCASTER ST WINDERMERE FL 347866629, WINDERMERE, FL 34786-6629

Mortgage

Document Number	439717
Date	Jul 25, 2018
Instrument	439717

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,029 (+2.7%)	$506,050 (-7.74%) Land $125,000 Building $381,050
2025	$4,278.00 (+6.1%) Homeowner's exemption	$259,035 (+5.99%)	$548,510 (+13.14%) Land $125,000 Building $423,510
2024	$4,032.00 (+7.66%)
2023	$3,745.00 (+4.43%) Homeowner's exemption	$244,403 (+3%)	$484,803 (+24.24%) Land $110,000 Building $374,803
2022	$3,586.00 Homeowner's exemption	$237,284	$390,225 Land $100,000 Building $290,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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