6918 Bumps Bend, Panora, IA 50216 Property Records

Guthrie County property record for 6918 Bumps Bend, Panora, IA 50216 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,230 sqft · built 2016
Lot Size	0.731 acres (31,842 sqft)
Owner	2 Company Names on File
Last Sale	$310,000 (May 2008)
Tax Bill	$8,504 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0001815800`

Property Details

APN / Parcel Number

Primary APN	`0001815800`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
Basement Area	1,230 sqft
Finished Basement	950 sqft
Unfinished Basement	280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,842 sqft (0.731 acres)
Lot Dimensions	398 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	832 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	360 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	6918 BUMPS BND
City	PANORA
State	IA
Zip	50216-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 62 PLAT 1 LAKE PANORAMA SUBDIVISION
Legal Range	30W
Legal Township	80N
Legal Section	31
Legal Subdivision	PLAT A LAKE PANORAMA SUBDIVISION
Legal Lot Number	62
Jurisdiction	GUTHRIE IA
Township / Civil Division	CASS
Census Block Group	2
Census Block	2064
Census Tract	950100

Owner

Source: Guthrie County records · APN 0001815800

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	6918 BUMPS BND, PANORA, IA 50216-8704
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 03, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 17, 2022	Correction Deed · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2008 · Amount on Record
Deed Sale	May 15, 2008 · Amount on Record
Deed Document Number	20081414
Deed Book / Page	2008 / 1414
Last Transfer Date	Aug 20, 2021
Transfer Doc	0020220734
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	6918 BUMPS BND, PANORA, IA 50216-8704
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6918 BUMPS BND, PANORA, IA 50216-8704

Mortgage

Document Number	0020260163
Date	Jan 20, 2026
Instrument	2026-0163

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	6918 BUMPS BND, PANORA, IA 50216-8704
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230628
Date	Apr 03, 2023
Instrument	2023-0628

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.13%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2020
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.13%
Index	Other
Margin	3
Max Rate	7.13%

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	GUTHRIE IA
Recording Date	Mar 17, 2022
Property Address	6918 BUMPS BND, PANORA, IA 50216-8704
Document Number	0020220734
Map Reference	PL 1
Instrument Date	Apr 20, 2021
Instrument	2022-0734
Record Updated	Aug 09, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6918 BUMPS BND, PANORA, IA 50216-8704
Investor	Possibly a Property Investor

Mortgage

Document Number	0020220735
Date	Mar 17, 2022
Instrument	2022-0735

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.13%
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Guthrie County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Unified School District	Panorama Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,504.00 Homeowner's exemption	$739,900 (+5.7%) Land $311,000 Building $428,900	$739,900 (+5.7%) Land $311,000 Building $428,900
2024	$8,504.00 (+7.62%)
2023		$700,000 (+35.98%) Land $311,000 Building $389,000	$700,000 (+35.98%) Land $311,000 Building $389,000
2022	$7,902.00 Homeowner's exemption	$514,800 Land $207,400 Building $307,400
2021			$514,800 Land $207,400 Building $307,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guthrie County (19077C), updated April 4, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190779501002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2002, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Panora Communications Cooperative	Fiber	1,000 / 300
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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