6915 Deer Ridge Dr, Temperance, MI 48182 Property Records

Monroe County property record for 6915 Deer Ridge Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2020)
Tax Bill	$4,554 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-313-145-00`

Property Details

APN / Parcel Number

Primary APN	`02-313-145-00`

Exterior

Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	129 ft deep x 99.7 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6915 DEER RIDGE DR
City	TEMPERANCE
State	MI
Zip	48182-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY CREEK PLAT 4 LOT 145
Legal Subdivision	HICKORY CREEK
Legal Lot Number	145
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4007
Census Tract	833500

Owner

6915 Deer Ridge Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Monroe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6915 DEER RIDGE DR, TEMPERANCE, MI 48182-1463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage MONROE COUNTY COMMUNITY CU
Aug 9, 2019	Deed of Trust, Mortgage · VA Mortgage PRIME LNDG
Oct 13, 2017	Warranty Deed, Transfer · VA Mortgage PRIME LNDG
Mar 24, 2017	Warranty Deed, Transfer · Construction Mortgage WATERFORD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2020 · Amount on File
Deed Sale	Jul 30, 2020 · Amount on File
Prior Sale	Oct 13, 2017 · Amount on File
Deed Document Number	202014968
Prior Transfer Date	Mar 23, 2017
Prior Transfer Doc	0000005709
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 30, 2020
Property Address	6915 DEER RIDGE DR, TEMPERANCE, MI 48182-1463
Document Number	2020R14968
Map Reference	LB 21 PG 100-107
Instrument Date	Jul 10, 2020
Instrument	2020R14968
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6915 DEER RIDGE DR, 6915, TEMPERANCE, MI 48182-1463

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	536 DONNALEE DR, MONROE, MI 48162-3311

Mortgage

Document Number	2020R14969
Date	Jul 30, 2020
Instrument	2020R14969

Lender

Name	MONROE COUNTY COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	6915 DEER RIDGE DR, TEMPERANCE, MI 48182-1463
Document Number	0000013654
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6915 DEER RIDGE DR TEMPERANCE MI 481821463, TEMPERANCE, MI 48182-1463

Mortgage

Document Number	0000013654
Date	Aug 15, 2019
Instrument	13654

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 13, 2017
Property Address	6915 DEER RIDGE DR, TEMPERANCE, MI 48182-1463
Document Number	0000020848
Instrument Date	Oct 6, 2017
Instrument	20848
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,261.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4909 BURKEWOOD CT #104 SYLVANIA OH 435603004, 104, SYLVANIA, OH 43560-3004

Mortgage

Document Number	20849
Date	Oct 13, 2017
Instrument	20849

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Mar 24, 2017
Property Address	6915 DEER RIDGE DR, TEMPERANCE, MI 48182-1463
Document Number	2017R05709
Map Reference	LB 21 PG 100
Instrument Date	Mar 23, 2017
Instrument	2017R05709
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LOUISVILLE TITLE

Transaction

Amount	Amount on Record
Tax	$266.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4331 KEYSTONE DR, 4331, MAUMEE, OH 43537-7801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4331 KEYSTONE DR STE A, A, MAUMEE, OH 43537-8797

Mortgage

Document Number	0000005710
Date	Mar 24, 2017
Instrument	2017R05710

Lender

Name	WATERFORD BANK NA
Type	Bank
Address	TOLEDO, OH 43617

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6915 Deer Ridge Dr was $4,554 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,200 Land $189,200	$378,400 Land $378,400
2025	$4,554.00 Homeowner's exemption
2023	$3,971.00 Homeowner's exemption	$150,200	$300,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6915 Deer Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6915 Deer Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

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