Gloucester County property record for 6914 Ware Neck Rd, Gloucester, VA 23061 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1978 |
| Square Footage | 2,483 sqft Living Area |
| Lot Size | 208,217 sqft (4.78 acres) |
| Garage | 506 sqft |
| Tax Bill | $3,794.00 (2025) |
| Primary APN | 16373 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,483 sqft Living Area |
| Gross Area | 4,218 sqft Gross Area |
| Basement Area | 1,735 sqft Basement |
| Unfinished Basement | 1,735 sqft Unfinished |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 208,217 sqft (4.78 acres) |
| Garage Area | 506 sqft Garage |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 6914 WARE NECK RD |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-5001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GLEBE BAY PARCEL 1A |
| Legal Subdivision | PLAT: PB10 39 |
| Jurisdiction | GLOUCESTER VA |
| Minor Civil Division | WARE |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 100203 |
Source: Gloucester County records · APN 16373
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6699 FOX CENTRE PKWY, GLOUCESTER, VA 23061-6134 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage CHESAPEAKE BANK |
| Jan 12, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance WYNDHAM CAPITAL MORTGAGE INC |
| Apr 01, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance NAVY FEDERAL CREDIT UNION |
| Jul 12, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2013 |
| Deed Sale | Oct 21, 2013 |
| Deed Doc Number | ID 1305814 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Jun 22, 2026 |
| Property Address | 6914 WARE NECK RD, GLOUCESTER, VA 23061-5001 |
| Document Number | 0000002730 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20262730 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000002730, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 20262730 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6914 WARE NECK RD, GLOUCESTER, VA 23061-5001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220000217 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 220000217 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6914 WARE NECK RD, GLOUCESTER, VA 23061-5001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0210002367 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 210002367 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6914 WARE NECK RD, GLOUCESTER, VA 23061-5001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170003244 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 170003244 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,794.00 (+5.3%) | $618,050 (-) Land $235,680 Building $382,370 | $618,050 (-) Land $235,680 Building $382,370 |
| 2024 | $3,603.00 | $618,050 (-) Land $235,680 Building $382,370 | $618,050 (-) Land $235,680 Building $382,370 |
| 2023 | $3,603.00 (+5.38%) | $618,050 (+31.03%) Land $235,680 Building $382,370 | $618,050 (+31.03%) Land $235,680 Building $382,370 |
| 2022 | $3,419.00 | $471,700 Land $169,910 Building $301,790 | $471,700 Land $169,910 Building $301,790 |
Source: FEMA National Flood Hazard Layer, Gloucester County (51073C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk to Homes | Low 5th percentile nationally · 3rd in Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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