6914 SE Harbor Cir, Stuart, FL 34996 Property Records

Martin County property record for 6914 SE Harbor Cir, Stuart, FL 34996

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 8,109 sqft · built 1997
Lot Size	0.588 acres (25,613 sqft)
Owner	2 Individual Names on File
Last Sale	$4,800,000 (Aug 2008)
Tax Bill	$74,247 (2025)
Flood Zone	Zone X (minimal risk)
APN	`08-38-42-017-000-0001.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-42-017-000-0001.0-4-0000`
Alternative APNs	`08-38-42-017-000-00010-4` `838420170000001040000` `45797`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	8,109 sqft Living Area
Gross Area	10,069 sqft
1st Floor Area	4,685 sqft
Basement Area	78 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	25,613 sqft (0.588 acres)
View / Lot	Canal Front
Garage Type	Attached
Garage Area	1,440 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	836 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	1,366 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45797
Street Address	6914 SE HARBOR CIR
City	STUART
State	FL
Zip	34996-1965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	SAILFISH POINT PLAT 14 LOT 1
Legal Range	42E
Legal Township	38S
Legal Section	8
Legal Subdivision	SAILFISH POINT
Legal Block	1
Legal Lot Number	1
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1003
Census Tract	100

Owner

6914 SE Harbor Cir is owned and occupied by two individuals who bought it in August 2008.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6914 SE HARBOR CIR, STUART, FL 34996-1965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2008 · Amount on File
Deed Sale	Aug 12, 2008 · Amount on File
Prior Sale	Jan 6, 1999 · Amount on File
Deed Document Number	20082100216
Deed Book / Page	2345 / 6
Transfer Doc	0013620841
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 6914 SE Harbor Cir was $74,247 with a homeowner's exemption, down 1.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$74,247.00 (-1.1%) Homeowner's exemption	$4,665,070	$4,959,300 Land $3,000,000 Building $1,959,300
2024	$75,071.00 (+1.38%)
2023	$74,047.00 (+2.38%) Additional exemption filed	$4,401,550 (+2.29%) Land $2,400,000 Building $2,001,550	$4,401,550 (+2.29%) Land $2,400,000 Building $2,001,550
2022	$72,323.00 Homeowner's exemption	$4,302,880 Land $2,400,000 Building $1,902,880	$4,302,880 Land $2,400,000 Building $1,902,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6914 SE Harbor Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 390 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,299 units insured incl. 909 condo units
Nearby Flood Claims	70 (1984–2023)
Claims Outside the SFHA	6 of 70
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Oct 2004 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6914 SE Harbor Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAILFISH POINT private · serves 1,145 people · EPA ID FL4434000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20