6912 E 86th Pl N, Owasso, OK 74055 Property Records

Tulsa County property record for 6912 E 86th Pl N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,432 sqft · built 2021
Lot Size	0.517 acres (22,521 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Dec 2021)
Tax Bill	$5,923 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2021 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`57328-13-23-39780`

Property Details

APN / Parcel Number

Primary APN	`57328-13-23-39780`
Alternative APN	`R57328132339780`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,432 sqft Living Area
Gross Area	5,873 sqft
Basement Area	2,441 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,521 sqft (0.517 acres)
Garage Type	Attached
Garage Area	1,060 sqft
Pool Area	560 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R57328132339780
Street Address	6912 E 86TH PL N
City	OWASSO
State	OK
Zip	74055-7499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 2 BLOCK 1
Legal Range	13E
Legal Township	21N
Legal Section	23
Legal Subdivision	SHERIDAN CROSSING PHASE II
Legal Phase	II
Legal Block	1
Legal Lot Number	2
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	1
Census Block	1059
Census Tract	5808

Owner

6912 E 86th Pl N is owned and occupied by two individuals who bought it in December 2021.

Source: Tulsa County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6912 E 86TH PL N, OWASSO, OK 74055-7499
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jun 4, 2021	Warranty Deed, Construction Loan · Construction Mortgage AMERICAN BANK OF OKLAHOMA
Mar 29, 2021	Warranty Deed, Transfer · Commercial Mortgage FIRST BANK OF OWASSO
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST BK/OWASSO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Prior Sale	Jun 4, 2021 · Amount on File
Deed Document Number	2021143838
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Dec 8, 2021
Property Address	6912 E 86TH PL N, OWASSO, OK 74055-7499
Document Number	0000143838
Instrument Date	Nov 30, 2021
Instrument	2021143838
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2023
Title Company	ALLEGIANCE TITLE AGENCY INC, ALLEGIANCE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6912 E 86TH PL N, OWASSO, OK 74055-7499

Mortgage

Document Number	0000143839
Date	Dec 8, 2021
Instrument	2021143839

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Jun 4, 2021
Property Address	6912 E 86TH PL N, OWASSO, OK 74055-7499
Document Number	0000064784
Instrument Date	May 6, 2021
Instrument	2021064784
Transaction Type	Construction Loan
Record Updated	Apr 3, 2023
Title Company	ALLEGIANCE TITLE AGENCY INC, ALLEGIANCE TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$79.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13121 E 77TH PL N, OWASSO, OK 74055-7129

Mortgage

Document Number	0000064785
Date	Jun 4, 2021
Instrument	2021064785

Lender

Name	AMERICAN BANK OF OKLAHOMA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	May 20, 2022

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Mar 29, 2021
Property Address	6912 E 86TH PL N, OWASSO, OK 74055-7499
Document Number	0000034792
Instrument Date	Mar 17, 2021
Instrument	2021034792
Transaction Type	Transfer
Record Updated	Apr 3, 2023
Title Company	ALLEGIANCE TITLE AGENCY INC, ALLEGIANCE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2367, OWASSO, OK 74055-9167

Mortgage

Document Number	0000034793
Date	Mar 29, 2021
Instrument	2021034793

Lender

Name	FIRST BANK OF OWASSO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 17, 2022

Interest

Rate Type	Adjustable Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Oct 15, 2020
Property Address	6912 E 86TH PL N, OWASSO, OK 74055-7499
Document Number	0000100673
Instrument Date	Oct 8, 2020
Instrument	100673
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	TITAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 846 OWASSO OK 740550846, OWASSO, OK 74055-0846

Mortgage

Document Number	100674
Date	Oct 15, 2020
Instrument	100674

Lender

Name	FIRST BK/OWASSO
Type	Bank
Address	OWASSO, OK 74055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Oct 14, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6912 E 86th Pl N was $5,923 with a homeowner's exemption.

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Tulsa County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,923.00 Homeowner's exemption	$52,565 Land $4,170 Building $48,395	$668,200 Land $53,000 Building $615,200
2023	$5,389.00 (+4.86%)	$49,490 (+4.87%) Land $5,715 Building $43,775	$459,000 (+6.99%) Land $53,000 Building $406,000
2022	$5,139.00	$47,190 Land $5,830 Building $41,360	$429,000 Land $53,000 Building $376,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6912 E 86th Pl N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6912 E 86th Pl N is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wake Wireless.

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