6911 Secrest Shortcut Rd, Indian Trail, NC 28079 Property Records

Union County property record for 6911 Secrest Shortcut Rd, Indian Trail, NC 28079

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,479 sqft · built 1957
Lot Size1.66 acres (72,310 sqft)
Owner2 Individual Names on File
Tax Bill$1,451 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-042-005

Property Details

APN / Parcel Number

Primary APN07-042-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,479 sqft Living Area
Gross Area1,432 sqft
1st Floor Area1,432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area72,310 sqft (1.66 acres)
PorchSlab
Porch Area392 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address6911 SECREST SHORTCUT RD
CityINDIAN TRAIL
StateNC
Zip28079-8554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-40 UNIO
Legal DescriptionSECREST TRACT #2 SECREST OPCL553 OPCL579
Legal SubdivisionMAYBELLE CREFT MOSS
Legal Tract2
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group1
Census Block1003
Census Tract20320

Owner

6911 Secrest Shortcut Rd is owned and occupied by two individuals who acquired it in February 2013.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address6911 SECREST SHORTCUT RD, INDIAN TRAIL, NC 28079-8554
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Jan 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Nov 2, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 28, 2013
Transfer Doc0005949089
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address6911 SECREST SHORTCUT RD, INDIAN TRAIL, NC 28079-8554
Transaction TypeMortgage
Record UpdatedApr 15, 2026
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address6911 SECREST RD, INDIAN TRAIL, NC 28079

Mortgage

Document Number0009338818
DateMar 31, 2026
Book Page9338/818
Instrument8477
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address6911 SECREST SHORTCUT RD, INDIAN TRAIL, NC 28079-8554
Transaction TypeMortgage
Record UpdatedFeb 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008381381
DateJan 25, 2022
Book Page8381/381
Instrument3000
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressBLAIRSVILLE, GA 30514
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address6911 SECREST SHORTCUT RD, INDIAN TRAIL, NC 28079-8554
Document Number7267192
Instrument DateNov 2, 2018
Transaction TypeMortgage
Record UpdatedDec 17, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6911 SECREST SHORTCUT RD INDIAN TRAIL NC 280798554, INDIAN TRAIL, NC 28079-8554

Mortgage

Document Number7267192
DateNov 13, 2018
Book Page007267/000192
Instrument31536
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 12, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6911 Secrest Shortcut Rd was $1,451.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityHemby Bridge Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$304,300 (-) Land $91,700 Building $212,600$304,300 (-) Land $91,700 Building $212,600
2025$1,451.00$304,300 Land $91,700 Building $212,600$304,300 Land $91,700 Building $212,600
2023$1,297.00$205,300 Land $44,400 Building $160,900$205,300 Land $44,400 Building $160,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6911 Secrest Shortcut Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6911 Secrest Shortcut Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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