Polk County property record for 6910 Odoniel Loop W, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,846 sqft · built 1986 |
| Lot Size | 0.298 acres (12,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Aug 2003) |
| Tax Bill | $1,127 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-17-161100-000730 |
| Primary APN | 24-27-17-161100-000730 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,846 sqft Living Area |
| Gross Area | 2,329 sqft |
| 1st Floor Area | 1,846 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,998 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|
| Street Address | 6910 ODONIEL LOOP W |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-2331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY OAKS OF LAKELAND PB 77 PGS 2 & 3 LOT 73 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 17 |
| Legal Subdivision | COUNTRY OAKS OF LAKELAND |
| Legal Tract | 161100 |
| Legal Block | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12304 |
6910 Odoniel Loop W is owned and occupied by an individual who bought it in August 2003.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6910 ODONIEL LOOP W, LAKELAND, FL 33809-2331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Aug 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2003 · Amount on File |
| Deed Sale | Aug 4, 2003 · Amount on File |
| Prior Sale | Mar 31, 1999 · Amount on File |
| Deed Document Number | 2003152877 |
| Deed Book / Page | 5458 / 563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 6910 ODONIEL LOOP W, LAKELAND, FL 33809-2331 |
| Document Number | 0112751987 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 6910 ODONIEL LOOP W LAKELAND FL 338092331, LAKELAND, FL 33809-2331 |
| Document Number | 0112751987 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 011275/001987 |
| Instrument | 125968 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 6910 ODONIEL LOOP W, LAKELAND, FL 33809-2331 |
| Document Number | 0105900841 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 6910 ODONIEL LOOP W LAKELAND FL 338092331, LAKELAND, FL 33809-2331 |
| Document Number | 0105900841 |
|---|---|
| Date | Aug 23, 2018 |
| Book Page | 010590/000841 |
| Instrument | 179982 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O'FALLON, MO 63368-2240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2048 |
The 2025 property tax bill for 6910 Odoniel Loop W was $1,127 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,850 (+2.7%) | $259,282 (+4.71%) Land $50,000 Building $209,282 | |
| 2025 | $1,127.00 Homeowner's exemption | $127,410 | $247,629 Land $50,000 Building $197,629 |
| 2023 | $1,591.00 (+5.02%) Homeowner's exemption | $120,213 (+3%) | $255,149 (-0.44%) Land $48,000 Building $207,149 |
| 2022 | $1,515.00 Homeowner's exemption | $116,712 | $256,268 Land $40,000 Building $216,268 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6910 Odoniel Loop W in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6910 Odoniel Loop W is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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