691 Zinks Mill School Rd, Montebello, VA 24464 Property Records

Nelson County property record for 691 Zinks Mill School Rd, Montebello, VA 24464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2009
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Aug 2020)
Tax Bill	$1,001 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2018 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`26 A 15D`

Property Details

APN / Parcel Number

Primary APN	`26 A 15D`
Alternative APN	`04753`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Terrain	High
Deck Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	04753
Street Address	691 ZINKS MILL SCHOOL RD
City	VESUVIUS
State	VA
Zip	24483-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBERTSON DB 220/169
Legal Subdivision	ROBERTSON
Jurisdiction	NELSON VA
Township / Civil Division	WEST
Census Block Group	3
Census Block	3033
Census Tract	950300

Owner

691 Zinks Mill School Rd is owned and occupied by an individual who acquired it in February 2022.

Source: Nelson County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	691 ZINKS MILL SCHOOL RD, VESUVIUS, VA 24483-2024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2018	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS
Jun 7, 2018	Deed of Trust, Mortgage EMBRACE HOME LOANS
Jun 1, 2009	Deed of Trust, Mortgage VANDERBILT MORTGAGE & FINANCE INC
Mar 3, 2022	Gift Deed, Transfer
Aug 17, 2020	Deed, Transfer
May 20, 2020	Foreclosure FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA
Apr 26, 2016	Deed, Transfer · FHA Mortgage C & F MORTGAGE CORP
Apr 27, 2015	Trustee's Deed, Foreclosure
May 7, 2009	Gift Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on File
Deed Sale	Aug 17, 2020 · Amount on File
Prior Sale	May 20, 2020 · Amount on File
Deed Document Number	20202195
Last Transfer Date	Feb 24, 2022
Transfer Doc	0202200634
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	691 ZINKS MILL SCHOOL RD, VESUVIUS, VA 24483-2024
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180001213
Date	Jun 7, 2018
Instrument	000180001213

Lender

Name	EMBRACE HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	691 ZINKS MILL SCHOOL RD, VESUVIUS, VA 24483-2024
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180001214
Date	Jun 7, 2018
Instrument	000180001214

Lender

Name	EMBRACE HOME LOANS
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	691 ZINKS MILL SCHOOL RD, VESUVIUS, VA 24483-2024
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090001685
Date	Jun 1, 2009
Instrument	090001685

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2039

March 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	NELSON VA
Recording Date	Mar 3, 2022
Property Address	691 ZINKS MILL SCHOOL RD, VESUVIUS, VA 24483-2024
Document Number	0202200634
Instrument Date	Feb 24, 2022
Instrument	202200634
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	691 ZINKS MILL SCHOOL RD, MONTEBELLO, VA 24464
Investor	Possibly a Property Investor

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Aug 17, 2020
Property Address	691 ZINKS MILL SCHOOL RD, VESUVIUS, VA 24483-2024
Document Number	0202002195
Instrument Date	Aug 10, 2020
Instrument	202002195
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 ZINKS MILL SCHOOL RD, MONTEBELLO, VA 24464
Investor	Possibly a Property Investor

May 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	NELSON VA
Recording Date	May 20, 2020
Property Address	691 ZINKS MILL SCHOOL RD, VESUVIUS, VA 24483-2024
Document Number	0202001280
Instrument Date	Aug 22, 2019
Instrument	202001280
Transaction Type	Foreclosure
Record Updated	Jun 26, 2026
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST, OKLAHOMA CITY, OK 73107-2442
Investor	Possibly a Property Investor

April 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Apr 26, 2016
Property Address	691 ZINKS MILL SCHOOL RD, VESUVIUS, VA 24483-2024
Document Number	0160000978
Instrument Date	Apr 21, 2016
Instrument	160000978
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	ABSOLUTE TITLE AND SETTLEMENT LLC, ABSOLUTE TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	691 ZINKS MILL SCHOOL RD, VESUVIUS, VA 24483-2024

Mortgage

Document Number	0160000979
Date	Apr 26, 2016
Instrument	160000979

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2046

April 2015: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	NELSON VA
Recording Date	Apr 27, 2015
Property Address	691 ZINKS MILL SCHOOL RD, VESUVIUS, VA 24483-2024
Document Number	0150001017
Instrument Date	Apr 21, 2015
Instrument	150001017
Transaction Type	Foreclosure
Record Updated	Jun 26, 2026

Transaction

Amount	Amount on Record
Tax	$103.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 ALCOA TRL, MARYVILLE, TN 37804-5516
Investor	Possibly a Property Investor

May 2009: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	NELSON VA
Recording Date	May 7, 2009
Property Address	691 ZINKS MILL SCHOOL RD, VESUVIUS, VA 24483-2024
Document Number	0090001344
Instrument Date	May 1, 2009
Instrument	090001344
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HAYRICK RD, WAYNESBORO, VA 22980-9238

Tax Assessment & Valuation

The 2026 property tax bill for 691 Zinks Mill School Rd was $1,001, up 15.9% from the year before.

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,001.00 (+15.86%)	$178,800 (+34.44%) Land $31,300 Building $147,500	$178,800 (+34.44%) Land $31,300 Building $147,500
2025	$864.00	$133,000 Land $23,000 Building $110,000	$133,000 Land $23,000 Building $110,000
2023	$923.00	$133,000 Land $23,000 Building $110,000	$133,000 Land $23,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 691 Zinks Mill School Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1996–2005)
Most Recent Claim	Nov 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 691 Zinks Mill School Rd is moderate, ranking above 57% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 86% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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