691 S Locust Ave, White Cloud, MI 49349 Property Records

Newaygo County property record for 691 S Locust Ave, White Cloud, MI 49349

Property Summary

Property Type	Single Family Home
Lot Size	9.38 acres (408,593 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,900 (Feb 2021)
Tax Bill	$4,133 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-06-400-003`

Property Details

APN / Parcel Number

Primary APN	`16-06-400-003`

Exterior

Lot Area	408,593 sqft (9.38 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	691 S LOCUST AVE
City	WHITE CLOUD
State	MI
Zip	49349-8658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOCAL ZONE
Legal Description	PART SE1/4 SE1/4 COM N 86DEG 50'08'' E 2013.77 FT & N 00DEG 06'19'' W 653.83 FT FROM S 1/4 COR N 00DEG 06'19'' W 653.83 FT N
Legal Range	11W
Legal Township	13N
Legal Section	06
Jurisdiction	NEWAYGO MI
Township / Civil Division	BIG PRAIRIE
Census Block Group	3
Census Block	3003
Census Tract	970700

Owner

Source: Newaygo County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5424 CLAUDIA AVE SE, GRAND RAPIDS, MI 49548-5845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2017	Deed of Trust, Mortgage SUCCESS MORTGAGE PART
Dec 1, 2017	Warranty Deed, Transfer
Dec 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Dec 1, 2017 · Amount on Record
Prior Transfer Date	Sep 1, 2011
Prior Transfer Doc	443/6287
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWAYGO MI
Property Address	691 S LOCUST AVE, WHITE CLOUD, MI 49349-8658
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000468/0000000809
Date	Dec 1, 2017
Book Page	0000000468/0000000809

Lender

Name	SUCCESS MORTGAGE PART

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2047

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWAYGO MI
Recording Date	Dec 1, 2017
Property Address	691 S LOCUST AVE, WHITE CLOUD, MI 49349-8658
Document Number	468/806
Book / Page	468 / 806
Instrument Date	Nov 10, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	NULL

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWAYGO MI
Recording Date	Dec 1, 2017
Property Address	691 S LOCUST AVE, WHITE CLOUD, MI 49349-8658
Document Number	468/806
Book / Page	468 / 806
Instrument Date	Nov 10, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 S LOCUST AVE, WHITE CLOUD, MI 49349-8658

Tax Assessment & Valuation

Source: Newaygo County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Newaygo County
County Subdivision	Big Prairie Township
Unified School District	White Cloud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,400 (+0.39%)	$310,800 (+0.39%)
2025	$4,133.00 (+11.22%) Homeowner's exemption	$154,800 (+28.79%)	$309,600 (+28.79%)
2023		$120,200	$240,400
2022	$3,716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 91% of Michigan
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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