691 Laurel St, Covington, KY 41011 Property Records

Kenton County property record for 691 Laurel St, Covington, KY 41011

Property Summary

Property TypeVacant Land
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Tax Bill$41 (2025)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN059-40-00-312.00

Property Details

APN / Parcel Number

Primary APN059-40-00-312.00

Exterior

Lot Area4,356 sqft (0.1 acres)

Location & Zoning

Street Address691 LAUREL ST
CityCOVINGTON
StateKY
Zip41011-2013
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLATONIA LAKES LOTS 1357-1358
Legal SubdivisionLATONIA LAKES
Legal Lot Number1357-13
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1010
Census Tract65800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6008 TAYLOR MILL RD, COVINGTON, KY 41015-2379
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address691 LAUREL ST, COVINGTON, KY 41011-2013
Document Number0000000175
Instrument DateApr 14, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5117 DANA HARVEY LN INDEPENDENCE KY 410518146, INDEPENDENCE, KY 41051-8146

Mortgage

Document Number0000000175
DateMay 8, 2017
Book Page0I3936/000035
Instrument175
Lender
NameHERITAGE BK
TypeBank
AddressALEXANDRIA, KY 41001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueMay 7, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,000 (-) Land $3,000$3,000 (-) Land $3,000
2025$41.00 (-10.87%)$3,000 (-) Land $3,000$3,000 (-) Land $3,000
2023$46.00$3,000 Land $3,000$3,000 Land $3,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Laurel St

Nearby Streets

Search Property Records by Address or Parcel Number