St. Johns County property record for 691 Flach Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,702 sqft · built 2021 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,428 (May 2021) |
| Tax Bill | $4,002 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001781-1670 |
| Primary APN | 001781-1670 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 2,137 sqft |
| 1st Floor Area | 1,702 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 70 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 691 FLACH DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 98/52-58 WORTHINGTON ESTATES PHASE III & IV LOT 167 OR5256/1426 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | WORTHINGTON ESTATES PHASES III AND IV |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 167 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20804 |
691 Flach Dr is owned and occupied by an individual who bought it in May 2021.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 691 FLACH DR, SAINT JOHNS, FL 32259-8543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 4, 2021 | Special Warranty Deed, Transfer · FHA Mortgage KBHS HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2021 · Amount on File |
| Deed Sale | May 4, 2021 · Amount on File |
| Deed Document Number | 202150314 |
| Deed Book / Page | 5256 / 1426 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 691 FLACH DR, SAINT JOHNS, FL 32259-8543 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 691 FLACH DR, SAINT JOHNS, FL 32259-8543 |
| Document Number | 0059211005 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 5921/1005 |
| Instrument | 2024022569 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 326 Months |
| Due | May 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 4, 2021 |
| Property Address | 691 FLACH DR, SAINT JOHNS, FL 32259-8543 |
| Document Number | 0052561426 |
| Book / Page | 5256 / 1426 |
| Map Reference | MB 98 PG 52-58 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021050314 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,963.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10475 FORTUNE PKWY STE 100, 10475, JACKSONVILLE, FL 32256-3674 |
| Name | Verified Name |
|---|---|
| Address | 691 FLACH DR, SAINT JOHNS, FL 32259-8543 |
| Document Number | 0052561428 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 5256/1428 |
| Name | KBHS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 691 Flach Dr was $4,002 with a homeowner's exemption, up 12.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,508 (+2.7%) | $359,384 (+0.75%) Land $110,000 Building $249,384 | |
| 2025 | $4,002.00 (+12.73%) Homeowner's exemption | $311,108 | $356,695 Land $110,000 Building $246,695 |
| 2024 | $3,550.00 (+2.01%) | ||
| 2023 | $3,480.00 (+2.96%) Homeowner's exemption | $293,534 (+3%) | $339,867 (+19.26%) Land $100,000 Building $239,867 |
| 2022 | $3,380.00 Homeowner's exemption | $284,984 | $284,984 Land $89,600 Building $195,384 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 691 Flach Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 5 (2004–2016) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 691 Flach Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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