691 Cliff Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 691 Cliff Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 866 sqft · built 1952
Lot Size	0.126 acres (5,490 sqft)
Owner	Trust Name on File
Last Sale	$2,125,000 (Dec 2022)
Tax Bill	$15,420 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`496-184-05`

Property Details

APN / Parcel Number

Primary APN	`496-184-05`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	3 Units
Building Area	866 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1953
Architectural Style	Multi-Family
Lot Area	5,490 sqft (0.126 acres)

Location & Zoning

Street Address	691 CLIFF DR
City	LAGUNA BEACH
State	CA
Zip	92651-5301
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	A TR MC KNIGHTS ADD BLK D LOT 5 MC KNIGHTS ADD LOT 5 BLK D POR OF LOT
Legal Subdivision	MCKNIGHTS ADDITION
Legal Tract	481
Legal Block	D
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3026
Census Tract	62656

Owner

691 Cliff Dr, a residential property, is owner-occupied and held in a trust since December 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	691 CLIFF DR, LAGUNA BEACH, CA 92651-5301
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage HSBC BANK USA
Dec 30, 2022	Intrafamily Transfer, Transfer
Dec 28, 2022	Grant Deed, Transfer · Commercial Mortgage ADELE N FISCHBACH ROTH IRA
May 17, 2022	Correction Deed
Mar 9, 2022	Intrafamily Transfer, Transfer
Feb 1, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Deed Document Number	2022419051
Prior Transfer Date	Apr 23, 1997
Prior Transfer Doc	0000200364
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 5, 2023
Property Address	691 CLIFF DR, LAGUNA BEACH, CA 92651-1406
Document Number	0000243837
Map Reference	MB 8 PG 31
Instrument Date	Oct 2, 2023
Instrument	2023000243837
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 CLIFF DR, LAGUNA BEACH, CA 92651-1406

Mortgage

Document Number	0000243838
Date	Oct 5, 2023
Instrument	2023000243838

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 30, 2022
Property Address	691 CLIFF DR, LAGUNA BEACH, CA 92651-1406
Document Number	0000422011
Map Reference	MB 8 PG 31
Instrument Date	Dec 30, 2022
Instrument	2022000422011
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 693 AND 695 CLIFF DRIVE, LAGUNA BEACH, CA 92651-1406

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 28, 2022
Property Address	691 CLIFF DR, LAGUNA BEACH, CA 92651-1406
Document Number	0000419051
Map Reference	MB 8 PG 31
Instrument Date	Dec 7, 2022
Instrument	2022000419051
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 CLIFF DR, LAGUNA BEACH, CA 92651-1406

Mortgage

Document Number	0000419052
Date	Dec 28, 2022
Instrument	2022000419052

Lender

Name	ADELE N FISCHBACH ROTH IRA
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ORANGE CA
Recording Date	May 17, 2022
Property Address	691 CLIFF DR, LAGUNA BEACH, CA 92651-1406
Document Number	0000184101
Map Reference	MB 8 PG 31
Instrument Date	May 17, 2022
Instrument	2022000184101
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 CLIFF DR, LAGUNA BEACH, CA 92651-1406

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 9, 2022
Property Address	691 CLIFF DR, LAGUNA BEACH, CA 92651-1406
Document Number	0000093875
Map Reference	MB 8 PG 31
Instrument Date	Mar 9, 2022
Instrument	2022000093875
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 CLIFF DR, LAGUNA BEACH, CA 92651-1406

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 1, 2022
Property Address	691 CLIFF DR, LAGUNA BEACH, CA 92651-1406
Document Number	0000041706
Map Reference	MB 8 PG 31
Instrument Date	Jan 31, 2022
Instrument	2022000041706
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 CLIFF DR, LAGUNA BEACH, CA 92651-1406

Tax Assessment & Valuation

The 2025 property tax bill for 691 Cliff Dr was $15,420 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,302,465 (+2%) Land $1,114,838 Building $187,627
2025	$15,420.00 Homeowner's exemption	$1,276,927 Land $1,092,978 Building $183,949
2023	$14,639.00 (+167.04%) Homeowner's exemption	$1,164,252 Land $1,050,536 Building $113,716
2022	$5,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 691 Cliff Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 691 Cliff Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cliff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures