691 Biscayne Pl, Roscoe, IL 61073 Property Records

Winnebago County property record for 691 Biscayne Pl, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Lot Size	0.253 acres (11,042 sqft)
Owner	2 Company Names on Record
Last Sale	$199,900 (Sep 2017)
Tax Bill	$7,435 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-402-003`

Property Details

APN / Parcel Number

Primary APN	`08-06-402-003`
Alternative APN	`806402003`

Exterior

Lot Area	11,042 sqft (0.253 acres)

Location & Zoning

Street Address	691 BISCAYNE PL
City	ROSCOE
State	IL
Zip	61073-7211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENALI HEIGHTS NO 1 PT S1/2 SEC 6-45-2LOT 17
Legal Range	2
Legal Township	45
Legal Section	6
Legal Subdivision	DENALI HEIGHTS NO 1
Legal Lot Number	17
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3030
Census Tract	3801

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	691 BISCAYNE PL, ROSCOE, IL 61073-7211
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Aug 6, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Nov 7, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Sep 20, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ACADEMY MTG
Sep 20, 2017	Grant Deed, Transfer SECURITY FIRST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2017 · Amount on Record
Deed Sale	Sep 20, 2017 · Amount on Record
Last Transfer Date	Nov 22, 2024
Transfer Doc	0000029743
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	691 BISCAYNE PL, ROSCOE, IL 61073-7211
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032285
Date	Sep 13, 2021
Instrument	2132285

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	691 BISCAYNE PL, ROSCOE, IL 61073-7211
Document Number	0001024038
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	691 BISCAYNE PL ROSCOE IL 610737211, ROSCOE, IL 61073-7211

Mortgage

Document Number	0001024038
Date	Aug 21, 2020
Instrument	1024038

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Aug 20, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	691 BISCAYNE PL, ROSCOE, IL 61073-7211
Document Number	0001038160
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	691 BISCAYNE PL ROSCOE IL 610737211, ROSCOE, IL 61073-7211

Mortgage

Document Number	0001038160
Date	Nov 15, 2019
Instrument	1038160

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Nov 14, 2047

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 20, 2017
Property Address	691 BISCAYNE PL, ROSCOE, IL 61073-7211
Document Number	0001029826
Instrument Date	Sep 13, 2017
Instrument	1029826
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	691 BISCAYNE PL ROSCOE IL 61073, ROSCOE, IL 61073

Mortgage

Document Number	1029827
Date	Sep 20, 2017
Instrument	1029827

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 20, 2017
Property Address	691 BISCAYNE PL, ROSCOE, IL 61073-7211
Document Number	0001029825
Instrument Date	Sep 13, 2017
Instrument	1029825
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$3.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5382 SWANSON RD ROSCOE IL 610739458, ROSCOE, IL 61073-9458

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,435.00	$102,633 (+33.46%) Land $15,502 Building $87,131	$307,899 (+33.46%) Land $46,506 Building $261,393
2022	Homeowner's exemption	$76,901 Land $11,615 Building $65,286	$230,703 Land $34,845 Building $195,858

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	76 (1978–2019)
Claims Outside the SFHA	4 of 76
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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