691 45 Rd, De Beque, CO 81630 Property Records

Mesa County property record for 691 45 Rd, De Beque, CO 81630

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,809 sqft · built 1996
Lot Size	0.417 acres (18,157 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Nov 2025)
Tax Bill	$689 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2445-272-17-009`

Property Details

APN / Parcel Number

Primary APN	`2445-272-17-009`
Alternative APN	`R000512`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,809 sqft Living Area
1st Floor Area	1,809 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,157 sqft (0.417 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	6 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	624 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R000512
Street Address	691 45 RD
City	DE BEQUE
State	CO
Zip	81630-9619
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 9 ELLIOTT SUB SEC 27 8S 97W
Legal Range	097
Legal Township	08S
Legal Section	27
Legal Subdivision	ELLIOTT SUB
Legal Block	17
Legal Lot Number	9
Jurisdiction	MESA CO
Township / Civil Division	DE BEQUE
Census Block Group	2
Census Block	2037
Census Tract	1800

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 221, DE BEQUE, CO 81630-0221
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · FHA Mortgage DMI MORTGAGE SERVICING
Nov 17, 2025	Special Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Mar 11, 2020	Loan Modification, Mortgage · Conventional Mortgage HOUSING FIN AUTH
Mar 30, 2018	Warranty Deed, Transfer COLORADO HOUSING & FINANCE AUTHORIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	20253142992
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	691 45 RD, DE BEQUE, CO 81630-9619
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002989814
Date	Jul 9, 2021
Instrument	2989814

Lender

Name	DMI MORTGAGE SERVICING
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Apr 1, 2050

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Nov 17, 2025
Property Address	691 45 RD, DE BEQUE, CO 81630-9619
Document Number	0003142992
Instrument Date	Nov 14, 2025
Instrument	3142992
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3204, GRAND JUNCTION, CO 81502-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 221, DE BEQUE, CO 81630-0221

Mortgage

Document Number	0003142993
Date	Nov 17, 2025
Instrument	3142993

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0003142994
Date	Nov 17, 2025
Instrument	3142994

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MESA CO
Property Address	691 45 RD, DE BEQUE, CO 81630-9619
Document Number	0002920137
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CORPORATE DR #360 LAKE ZURICH IL 600478945, 360, LAKE ZURICH, IL 60047-8945

Mortgage

Document Number	0002920137
Date	Apr 8, 2020
Instrument	2920137

Lender

Name	HOUSING FIN AUTH
Address	1 CORPORATE DR # 360, LAKE ZURICH, IL 60047-8945

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Mar 30, 2018
Property Address	691 45 RD, DE BEQUE, CO 81630-9619
Document Number	0002835310
Instrument Date	Mar 28, 2018
Instrument	2835310
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$17.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 45 RD, DE BEQUE, CO 81630-9619

Mortgage

Document Number	0002835311
Date	Mar 30, 2018
Instrument	2835311

Lender

Name	COLORADO HOUSING & FINANCE AUTHORIT
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	0002835312
Date	Mar 30, 2018
Instrument	2835312

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	De Beque Town
Unified School District	De Beque School District 49-JT (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$689.00 (+52.1%)	$16,560 (+44.38%) Land $2,910 Building $13,650	$264,890 (+54.81%) Land $46,500 Building $218,390
2024	$453.00 (+3.9%)	$11,470 (-) Land $2,360 Building $9,110
2023	$436.00 (-9.73%)	$11,470 (-12.17%) Land $2,360 Building $9,110	$171,110 (-8.97%) Land $35,190 Building $135,920
2022	$483.00	$13,060 Land $2,240 Building $10,820
2021			$187,970 Land $32,250 Building $155,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DEBEQUE serves 911 people · EPA ID CO0139205
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Ting Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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