Union County property record for 6909 Tree Hill Rd, Matthews, NC 28104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,958 sqft · built 1981 |
| Lot Size | 2.19 acres (95,396 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $805,000 (Jul 2023) |
| Tax Bill | $4,258 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-138-104 |
| Primary APN | 07-138-104 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,958 sqft Living Area |
| Gross Area | 3,534 sqft |
| 1st Floor Area | 1,317 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 95,396 sqft (2.19 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 432 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6909 TREE HILL RD |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-6016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 WEDDI |
| Legal Description | #55 WELLINGTON WOODS SEC4 OPCA198A |
| Legal Subdivision | WELLINGTON WOODS |
| Legal Lot Number | 55 |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20315 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6909 TREE HILL RD, MATTHEWS, NC 28104-6016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Apr 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on Record |
| Deed Sale | Jul 21, 2023 · Amount on Record |
| Prior Sale | Apr 8, 2021 · Amount on Record |
| Deed Document Number | 202317528 |
| Deed Book / Page | 8748 / 800 |
| Prior Transfer Date | Mar 13, 1996 |
| Prior Transfer Doc | 0850000847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 21, 2023 |
| Property Address | 6909 TREE HILL RD, MATTHEWS, NC 28104-6016 |
| Document Number | 0008748800 |
| Book / Page | 8748 / 800 |
| Map Reference | CAB AFILE198-A&198-B |
| Instrument Date | Jul 19, 2023 |
| Instrument | 17528 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85381 SAGAPONACK DR, FERNANDINA BEACH, FL 32034-8731 |
| Name | Verified Name |
|---|---|
| Address | 6909 TREE HILL RD, MATTHEWS, NC 28104-6016 |
| Document Number | 0000017529 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 17529 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 8, 2021 |
| Property Address | 6909 TREE HILL RD, MATTHEWS, NC 28104-6016 |
| Document Number | 0008056775 |
| Book / Page | 8056 / 775 |
| Map Reference | FILE 198-A-200-A |
| Instrument Date | Apr 5, 2021 |
| Instrument | 16495 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6909 TREE HILL RD, MATTHEWS, NC 28104-6016 |
| Document Number | 0000016496 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 16496 |
| Name | ALLEN TATE MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $852,300 (-) Land $135,400 Building $716,900 | $852,300 (-) Land $135,400 Building $716,900 | |
| 2025 | $4,258.00 (+45.82%) | $852,300 (+84.72%) Land $135,400 Building $716,900 | $852,300 (+84.72%) Land $135,400 Building $716,900 |
| 2023 | $2,920.00 (+7.63%) | $461,400 (-) Land $71,900 Building $389,500 | $461,400 (-) Land $71,900 Building $389,500 |
| 2022 | $2,713.00 | $461,400 Land $71,900 Building $389,500 | $461,400 Land $71,900 Building $389,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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