Buchanan County property record for 6909 S 7th St, Saint Joseph, MO 64504
| Property Type | Single Family Home |
|---|---|
| Details | 1,152 sqft · built 1970 |
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $734 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| APN | 11-3.0-05-001-000-025.000 |
| Primary APN | 11-3.0-05-001-000-025.000 |
|---|
| Building Area | 1,152 sqft Base Area |
|---|---|
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 92,783 sqft (2.13 acres) |
| Street Address | 6909 S 7TH ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64504-2703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | 05-56-35NESUB: LOT: BLK:LGL DESC:2 AC M/L NE4 BEG ON WL OF SEC 5 683.1' S NW COR OF NE4 TH E PARL WITH NL OF NE4 OF SEC 5 667' S 143 1/2' TH W TO WL OF 1/4 SEC TH N ALG WL 143 1/2' TO POB EX TH PART FOR 7TH ST. |
| Legal Range | 35W |
| Legal Township | 56N |
| Legal Section | 05 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 2300 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 4111, SAINT JOSEPH, MO 64504-0111 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 6909 S 7TH ST, SAINT JOSEPH, MO 64504-2703 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017009289 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 2017009289 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $734.00 | $10,250 (-) Land $3,820 Building $6,430 | $53,990 (+0.17%) Land $20,130 Building $33,860 |
| 2024 | $734.00 (+9.23%) | ||
| 2023 | $672.00 (-0.74%) | $10,250 (-) Land $1,620 Building $8,630 | $53,900 (-) Land $8,500 Building $45,400 |
| 2022 | $677.00 | $10,250 Land $1,620 Building $8,630 | |
| 2021 | $53,900 Land $8,500 Building $45,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber, Verizon.
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