6909 Pond Ford Rd, Saint Clair, MO 63077 Property Records

Franklin County property record for 6909 Pond Ford Rd, Saint Clair, MO 63077 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,279 sqft · built 2000
Lot Size6.3 acres (274,428 sqft)
Owner2 Individual Names on File
Tax Bill$5,545 (2025)
Deeds & MortgagesNov 2021 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN21-9-32.0-0-000-028.000

Property Details

APN / Parcel Number

Primary APN21-9-32.0-0-000-028.000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area4,279 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Construction TypeFrame
Lot Area274,428 sqft (6.3 acres)
Garage Area912 sqft
Patio Area284 sqft

Location & Zoning

Street Address6909 POND FORD RD
CitySAINT CLAIR
StateMO
Zip63077-2445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE SE N OF HWY 30
Legal Range01E
Legal Township42
Legal Section32
Legal SubdivisionMERAMEC ACRES
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1000
Census Tract800904

Owner

Source: Franklin County records · APN 21-9-32.0-0-000-028.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address960 PLAZA DR STE A, A, SAINT CLAIR, MO 63077-1146
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED BANK OF UNION
Dec 16, 2020Deed of Trust, Mortgage
UNITED BK/UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 11, 2005
Deed SaleJan 11, 2005
Deed Document Number2005-00873
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address6909 POND FORD RD, SAINT CLAIR, MO 63077-2445
Transaction TypeMortgage
Record UpdatedDec 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002122273
DateNov 30, 2021
Instrument2122273
Lender
NameUNITED BANK OF UNION
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address6909 POND FORD RD, SAINT CLAIR, MO 63077-2445
Document Number0000022581
Instrument DateDec 16, 2020
Transaction TypeMortgage
Record UpdatedJan 18, 2021
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6909 POND FORD RD ST CLAIR MO 630772445, ST CLAIR, MO 63077-2445

Mortgage

Document Number0000022581
DateDec 28, 2020
Instrument22581
Lender
NameUNITED BK/UNION
TypeBank
AddressUNION, MO 63084
Agreement
AmountAmount Recorded
Term120 Months
DueDec 27, 2030

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,545.00 (+31.46%)$91,633 (+20.44%)$483,070 (+20.39%) Land $16,150 Building $466,920
2023$4,218.00 (-9.78%)$76,085$401,240 Land $13,150 Building $388,090
2022$4,675.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718009041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 32% of the US · above 22% of Missouri
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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