6909 Mountaindale Rd, Frederick, MD 21702 Property Records

Frederick County property record for 6909 Mountaindale Rd, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,556 sqft · built 2022
Lot Size3.08 acres (134,600 sqft)
Owner2 Individual Names on Record
Last Sale$157,750 (Sep 2020)
Tax Bill$8,218 (2025)
Deeds & MortgagesJul 2021 Construction Loan
Jul 2021 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-600590

Property Details

APN / Parcel Number

Primary APN20-600590
Alternative APN
  • 600590

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,556 sqft Living Area
Gross Area4,328 sqft
1st Floor Area2,556 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area134,600 sqft
Garage TypeAttached
Garage Area772 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number600590
Street Address6909 MOUNTAINDALE RD
CityFREDERICK
StateMD
Zip21702-1712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 SECTION 1 3.09 ACRES DURINZI DIVISION
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division20, LEWISTOWN
Census Block Group1
Census Block1027
Census Tract751302

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6909 MOUNTAINDALE RD, FREDERICK, MD 21702-1712
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Deed of Trust, Mortgage · Construction Mortgage
MCLEAN MORTGAGE CORP
Jul 19, 2021Deed of Trust, Mortgage · Construction Mortgage
MCLEAN MORTGAGE CORP
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2020 · Amount on Record
Deed SaleSep 22, 2020 · Amount on Record
Deed Book / Page14093 / 1
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6909 MOUNTAINDALE RD, FREDERICK, MD 21702-1712
Transaction TypeMortgage
Record UpdatedApr 17, 2023
Title CompanyCAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6909 MOUNTAINDALE RD, FORT DETRICK, MD 21702-1712

Mortgage

Document Number0151000001
DateJul 19, 2021
Book Page15100/1
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate4.25%
AdjustableAdjustable Rate Rider
Min Rate At Change4.25%
Max Rate At Change16.2%
IndexOther
Max Rate16.2%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6909 MOUNTAINDALE RD, FREDERICK, MD 21702-1712
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyCAPITOL SETTLEMENTS LLC, CAPITAL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address17646 GETTYSBURG WAY, HAGERSTOWN, MD 21740-2060

Mortgage

Document Number0151000026
DateJul 19, 2021
Book Page15100/26
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6909 MOUNTAINDALE RD, FREDERICK, MD 21702-1712
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyCAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6909 MOUNTAINDALE RD, FREDERICK, MD 21702-1712

Mortgage

Document Number0153010113
DateSep 20, 2021
Book Page15301/113
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$733,633 (+19.93%)$820,900 (+18.97%) Land $206,300 Building $614,600
2025$8,218.00 (+15%)
2023$7,146.00 Homeowner's exemption$611,733$690,000 Land $132,100 Building $557,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2003–2012)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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