6909 Lakeshore Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 6909 Lakeshore Dr, Chattanooga, TN 37416

Property Summary

Property Type	Rural Home
Details	3 ba · 2,650 sqft · built 1995
Lot Size	0.559 acres (24,360 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Aug 2022)
Tax Bill	$1,962 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112A D 015`

Property Details

APN / Parcel Number

Primary APN	`112A D 015`
Alternative APN	`0000039688`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,650 sqft Living Area

Exterior

Year Built	Built 1995
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,360 sqft (0.559 acres)
Lot Dimensions	280 ft deep x 87 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000039688
Street Address	6909 LAKESHORE DR
City	CHATTANOOGA
State	TN
Zip	37416-1077
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LT 10 LAKE SHORE COUNTRY CLUB CABIN SITE N/R
Legal Subdivision	LAKESHORE COUNTRY CL
Legal Lot Number	10
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	11413

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6909 LAKESHORE DR, CHATTANOOGA, TN 37416-1077
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	Apr 28, 1998 · Amount on Record
Deed Document Number	2022082500048
Deed Book / Page	13068 / 926
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 25, 2022
Property Address	6909 LAKESHORE DR, CHATTANOOGA, TN 37416-1077
Document Number	0000000048
Book / Page	13068 / 926
Map Reference	MB 969 PG 188
Instrument Date	Aug 22, 2022
Instrument	2022082500048
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	BRIDGE CITY TITLE DOWNTOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,868.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6909 LAKESHORE DR, CHATTANOOGA, TN 37416-1077

Mortgage

Document Number	0130680931
Date	Aug 25, 2022
Instrument	13068-0931

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,962.00 (+6.46%)	$129,500 (+57.16%)	$518,000 (+57.16%) Land $90,000 Building $428,000
2024	$1,843.00 (-0.49%)	$82,400 (-)	$329,600 (-) Land $90,000 Building $239,600
2023	$1,852.00	$82,400	$329,600 Land $90,000 Building $239,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER LANDING CONDOMINIUM ASSOC private · serves 52 people · EPA ID TN0000924
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2026
Also Mapped Here	EASTSIDE UTILITY DISTRICT
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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