6909 Fuller Station Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 6909 Fuller Station Rd, Schenectady, NY 12303

Property Summary

Property Type	Rural Home
Details	4 bd · 4.5 ba · 5,076 sqft · built 2005
Lot Size	11 acres (480,467 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Feb 2023)
Tax Bill	$27,136 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013089 27.00-1-13.2`

Property Details

APN / Parcel Number

Primary APN	`013089 27.00-1-13.2`
Alternative APNs	`308902700000010130020000` `013089 27.00-1-13.21` `02700000010130020000` `02700000010130210000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,076 sqft Living Area
1st Floor Area	2,994 sqft
2nd Floor Area	2,082 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	480,467 sqft (11 acres)
Lot Width	708 ft Width
Garage Type	Mixed
Garage Area	1,642 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	965 sqft
Porch	Slab
Porch Area	1,244 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02700000010130210000
Street Address	6909 FULLER STATION RD
City	SCHENECTADY
State	NY
Zip	12303-5301
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R40
Legal Block	1
Legal Lot Number	13.021
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3026
Census Tract	14606

Owner

6909 Fuller Station Rd, a rural home, is owned and occupied by an individual who bought it in February 2023.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6909 FULLER STATION RD, SCHENECTADY, NY 12303-5301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU
Oct 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE NATIONAL BANK OF COXSACKIE
Feb 8, 2023	Warranty Deed, Transfer NOT AVAILABLE, PARAMOUT ABSTRACT TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2023 · Amount on File
Deed Sale	Feb 8, 2023 · Amount on File
Deed Document Number	20232948
Prior Transfer Date	Jul 28, 2022
Prior Transfer Doc	0000021505
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	6909 FULLER STATION RD, SCHENECTADY, NY 12303-5301
Transaction Type	Mortgage
Record Updated	Feb 16, 2024
Title Company	NOT AVAILABLE, FEDEX PAC ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009604
Date	Mar 26, 2021
Instrument	R2021-09604

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	6909 FULLER STATION RD, SCHENECTADY, NY 12303-5301
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6909 FULLER STATION RD, SCHENECTADY, NY 12303-5301

Mortgage

Document Number	0000003705
Date	Oct 7, 2022
Instrument	R2022-23705

Lender

Name	THE NATIONAL BANK OF COXSACKIE
Type	Bank
Address	COXSACKIE, NY 12051

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 2, 2052

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Feb 8, 2023
Property Address	6909 FULLER STATION RD, SCHENECTADY, NY 12303-5301
Document Number	0000000948
Map Reference	DOC R2022-17070
Instrument Date	Dec 29, 2022
Instrument	R2023-2948
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	NOT AVAILABLE, PARAMOUT ABSTRACT TITLE

Transaction

Amount	Amount on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 BASIN BROOK RD, DIAMOND POINT, NY 12824-1937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6909 FULLER STATION RD, SCHENECTADY, NY 12303-5301

Tax Assessment & Valuation

The 2026 property tax bill for 6909 Fuller Station Rd was $27,136, down 0.2% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,136.00 (-0.17%)
2025	$27,182.00	$988,000 Land $100,000 Building $888,000	$1,317,333 Land $133,333 Building $1,184,000
2023		$988,000 (-) Land $100,000 Building $888,000	$1,162,353 (+7.06%) Land $117,647 Building $1,044,706
2022		$988,000 Land $100,000 Building $888,000	$1,085,714 Land $109,890 Building $975,824
2021	$24,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6909 Fuller Station Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6909 Fuller Station Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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