Payne County property record for 6909 E 6th Ave, Stillwater, OK 74074
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,713 sqft · built 1987 |
| Lot Size | 2.74 acres (119,354 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $21,500 (Nov 2022) |
| Tax Bill | $2,510 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Aug 2017 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N03E-22-1-00000-000-0012 |
| Primary APN | 19N03E-22-1-00000-000-0012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,713 sqft Living Area |
| 1st Floor Area | 1,243 sqft |
| 2nd Floor Area | 470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 119,354 sqft (2.74 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 30 sqft |
| Patio Area | 412 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Canopy | 54 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5240 |
|---|---|
| Street Address | 6909 E 6TH AVE |
| City | STILLWATER |
| State | OK |
| Zip | 74074-6474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-19N-03E A-12 (2.74ACM/L) BEG 675'W & 121.78'S NE/C NE/4 NE/4; E-207.44' N68E-85.44' E-153.62 S-287.42' W-441.81' N-257.55' |
| Legal Range | 03E |
| Legal Township | 19N |
| Legal Section | 22 |
| Legal Subdivision | 19N-03E |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 11101 |
6909 E 6th Ave is owned by two individuals who bought it in November 2022.
Source: Payne County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7504 N UNION RD, GLENCOE, OK 74032-1583 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANCFIRST |
| Aug 22, 2017 | Deed of Trust, Mortgage · Commercial Mortgage EXCHANGE BANK & TRUST CO |
| Jul 17, 2019 | Deed of Trust, Mortgage · Commercial Mortgage EXCHANGE BANK & TRUST CO |
| Oct 5, 2020 | Deed of Trust, Mortgage · Commercial Mortgage EXCHANGE BANK & TRUST CO |
| Dec 19, 2019 | Correction Deed, Transfer NOT AVAILABLE |
| Dec 19, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2022 · Amount on File |
| Deed Sale | Nov 4, 2022 · Amount on File |
| Prior Sale | May 21, 2021 · Amount on File |
| Deed Document Number | 202213047 |
| Deed Book / Page | 2725 / 667 |
| Prior Transfer Date | Dec 19, 2019 |
| Prior Transfer Doc | 0025430384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | May 21, 2021 |
| Property Address | 6909 E 6TH AVE, STILLWATER, OK 74074-6474 |
| Document Number | 0026320165 |
| Book / Page | 2632 / 165 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021-006487 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | OKLAHOMA CLOSING & TTL SVCS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7504 N UNION RD, GLENCOE, OK 74032-1583 |
| Document Number | 2021006488 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021-006488 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 10, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 6909 E 6TH AVE, STILLWATER, OK 74074-6474 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024110149 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 2411/0149 |
| Instrument | 2017-010194 |
| Name | EXCHANGE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 15, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 6909 E 6TH AVE, STILLWATER, OK 74074-6474 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025160877 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 2516/0877 |
| Instrument | 2019-007191 |
| Name | EXCHANGE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 15, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 6909 E 6TH AVE, STILLWATER, OK 74074-6474 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6909 E 6TH AVE, STILLWATER, OK 74074-6474 |
| Document Number | 0025900426 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 2590/426 |
| Instrument | 2020-011037 |
| Name | EXCHANGE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 15, 2035 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Dec 19, 2019 |
| Property Address | 6909 E 6TH AVE, STILLWATER, OK 74074-6474 |
| Document Number | 0025430384 |
| Book / Page | 002543 / 000384 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 13499 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6909 E 6TH AVE STILLWATER OK 740746474, STILLWATER, OK 74074-6474 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Dec 19, 2019 |
| Property Address | 6909 E 6TH AVE, STILLWATER, OK 74074-6474 |
| Document Number | 0025430380 |
| Book / Page | 002543 / 000380 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 13498 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6909 E 6TH AVE STILLWATER OK 740746474, STILLWATER, OK 74074-6474 |
The 2025 property tax bill for 6909 E 6th Ave was $2,510, up 3.5% from the year before.
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,865 (+10.25%) Land $8,810 Building $18,055 | $235,660 Land $77,284 Building $158,376 | |
| 2025 | $2,510.00 (+3.46%) | $24,367 (-) Land $7,083 Building $17,284 | |
| 2024 | $2,426.00 (+5.62%) | $24,367 (+5%) Land $7,083 Building $17,284 | $223,250 (+2.6%) Land $64,900 Building $158,350 |
| 2023 | $2,297.00 (+4.03%) | $23,207 (+5%) Land $5,537 Building $17,670 | $217,600 (+12.23%) Land $51,920 Building $165,680 |
| 2022 | $2,208.00 | $22,102 Land $4,833 Building $17,269 | $193,880 Land $42,400 Building $151,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6909 E 6th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6909 E 6th Ave is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 51% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | 51 EAST WATER serves 2,500 people · EPA ID OK3006003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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