6909 Cater St, Milton, FL 32583 Property Records

Santa Rosa County property record for 6909 Cater St, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 992 sqft · built 1954
Lot Size0.233 acres (10,170 sqft)
OwnerOwner Name on Record
Tax Bill$180 (2024)
Flood ZoneZone X (minimal risk)
APN15-1N-28-0120-03100-0033

Property Details

APN / Parcel Number

Primary APN15-1N-28-0120-03100-0033

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area992 sqft Heated Area
Gross Area1,278 sqft
1st Floor Area992 sqft
Utility Area94 sqft
Utility RoomUtility Room
FlooringVinyl/Resilient
Interior WallsPlywood
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area10,170 sqft (0.233 acres)
Lot Dimensions60 ft deep x 46 ft wide

Exterior Amenities

PorchFinished/Screened Porch
Porch Area248 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection

Location & Zoning

Account Number151N280120031000033
Street Address6909 CATER ST
CityMILTON
StateFL
Zip32583-7702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR1
Legal DescriptionCORR DES PER DEEDS FOR 2012: BAGDAD PORT OF LOT 3 BLK 31 DES: BEG NW CORN LOT 3 BLK 31 THN S24*30'E ON W LN OF LOT 3 130 FT
Legal Range28W
Legal Township01N
Legal Section15
Legal SubdivisionBAGDAD & ADD/RESUB
Legal Block31
Legal Lot Number3,130
JurisdictionSANTA ROSA FL
Township / Civil DivisionBAGDAD
Census Block Group1
Census Block1039
Census Tract10709

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bagdad Village Historic District
listed 1987 · 144 contributing resources · NRIS 87001991

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing AddressPO BOX 677, BAGDAD, FL 32530-0677
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 16, 2012
Transfer Doc0031531709
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$180.00 (+5.26%) Homeowner's exemption$31,223 (+3%)$62,319 (+12.95%) Land $21,813 Building $40,506
2023$171.00 (+6.21%) Homeowner's exemption$30,314 (+3%)$55,175 (+2.68%) Land $15,268 Building $39,907
2022$161.00 Homeowner's exemption$29,431$53,736 Land $15,268 Building $38,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims5 (2020)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAGDAD-GARCON POINT WATER SYSTEM
public/private · serves 10,896 people · EPA ID FL1570042
Water SourceGroundwater
Last State InspectionNov 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Cater St

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