6908 Summit Lake Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 6908 Summit Lake Dr, Cincinnati, OH 45247

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,301 sqft · built 2002
Lot Size2 acres (87,323 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Jun 2023)
Tax Bill$5,183 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN550-0321-0128-00

Property Details

APN / Parcel Number

Primary APN550-0321-0128-00
Alternative APN
  • 5500320043600

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,301 sqft Living Area
Gross Area2,992 sqft
1st Floor Area1,301 sqft
Basement Area1,301 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialBrick
Lot Area87,323 sqft (2 acres)
Garage TypeAttached
Garage Area390 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area146 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address6908 SUMMIT LAKE DR
CityCINCINNATI
StateOH
Zip45247-3320
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 6908-1 5.556% MONTE VISTA CONDOMINIUM PHASE 1
Legal SubdivisionMONTE VISTA CONDOMINIUM PHASE 1
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group3
Census Block3010
Census Tract20601

Owner

6908 Summit Lake Dr, a condominium, is owned and occupied by two individuals who bought it in June 2023.

Source: Hamilton County records, as of February 4, 2026

Owner of Record2 Individual Names on File
Mailing Address6908 SUMMIT LAKE DR, CINCINNATI, OH 45247-3320
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Deed of Trust, Mortgage
SUPERIOR CU
Jun 2, 2023Fiduciary Deed, Transfer · Conventional Mortgage
SUPERIOR CU INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2023 · Amount on File
Deed SaleJun 2, 2023 · Amount on File
Prior SaleAug 10, 2002 · Amount on File
Deed Document Number202337414
Deed Book / Page14929 / 1922
Prior Transfer DateMay 25, 2023
Prior Transfer Doc0000036966
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address6908 SUMMIT LAKE DR, CINCINNATI, OH 45247-3320
Transaction TypeMortgage
Record UpdatedOct 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064615
DateSep 12, 2023
Book Page14998/912
Instrument2023-0064615
Lender
NameSUPERIOR CU
TypeCredit Union
AddressLIMA, OH 45807
Agreement
AmountAmount on Record
Term239 Months
DueAug 29, 2043

June 2023: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHAMILTON OH
Recording DateJun 2, 2023
Property Address6908 SUMMIT LAKE DR, CINCINNATI, OH 45247-3320
Document Number0000037414
Book / Page14929 / 1922
Map ReferenceMB 8980 PG 4161
Instrument DateMay 24, 2023
Instrument2023-0037414
Transaction TypeTransfer
Record UpdatedJul 20, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6908 SUMMIT LAKE DR, CINCINNATI, OH 45247-3320

Mortgage

Document Number0000037415
DateJun 2, 2023
Instrument2023-0037415
Lender
NameSUPERIOR CU INC
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 6908 Summit Lake Dr was $5,183, down 0.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,183.00 (-0.23%)$97,290 (-) Land $21,560 Building $75,730$277,970 Land $61,600 Building $216,370
2024$5,195.00 (+16.35%)$97,290 (-) Land $21,560 Building $75,730
2023$4,465.00 (+109.92%) Homeowner's exemption$97,290 (+119.43%) Land $21,560 Building $75,730$277,970 Land $61,600 Building $216,370
2022$2,127.00 Homeowner's exemption$44,338 Land $8,624 Building $35,714
2020$126,680 Land $24,640 Building $102,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6908 Summit Lake Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (2003–2017)
Most Recent ClaimMay 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6908 Summit Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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