6908 Lois Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 6908 Lois Dr, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,738 sqft · built 1947
Lot Size	0.206 acres (8,973 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Oct 2021)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`595-0006-0151-00`

Property Details

APN / Parcel Number

Primary APN	`595-0006-0151-00`
Alternative APN	`0041417`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
Gross Area	2,792 sqft
1st Floor Area	1,321 sqft
Attic	Attic
Attic Area	417 sqft
Basement Area	1,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	185 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	108 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	6908 LOIS DR
City	CINCINNATI
State	OH
Zip	45239-4315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6908 LOIS AVE 50 X 185.08LOT 25 & LAND ADJ BLK C ARLINGTON PARK SUB
Legal Subdivision	ARLINGTON PARK SUB
Legal Block	C
Legal Lot Number	25
Jurisdiction	HAMILTON OH
Township / Civil Division	NORTH COLLEGE HILL
Census Block Group	4
Census Block	4012
Census Tract	21801

Owner

6908 Lois Dr is owned and occupied by an individual who bought it in October 2021.

Source: Hamilton County records, as of March 23, 2026

Owner of Record	Individual Name on File
Mailing Address	6908 LOIS DR, CINCINNATI, OH 45239-4315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 13, 2021	Affidavit of Death of Joint Tenant, Transfer · Stand-Alone Second Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Oct 13, 2021	Warranty Deed, Transfer · FHA Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Oct 22, 1999 · Amount on File
Deed Document Number	2021124067
Deed Book / Page	14522 / 1185
Prior Transfer Date	Oct 8, 2021
Prior Transfer Doc	0000124066
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6908 LOIS DR, CINCINNATI, OH 45239-4315
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6908 LOIS DR, CINCINNATI, OH 45239-4315

Mortgage

Document Number	0000009966
Date	Feb 10, 2026
Book Page	15600/924
Instrument	2026-0009966

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	59 Months
Due	Jan 1, 2031

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Oct 13, 2021
Property Address	6908 LOIS DR, CINCINNATI, OH 45239-4315
Document Number	0000124066
Book / Page	14522 / 1181
Map Reference	MB 49 PG 36&37
Instrument Date	Oct 8, 2021
Instrument	2021-0124066
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124069
Date	Oct 13, 2021
Book Page	14522/1200
Instrument	2021-0124069

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company
Address	BEAVERTON, OR 97005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 13, 2021
Property Address	6908 LOIS DR, CINCINNATI, OH 45239-4315
Document Number	0000124067
Book / Page	14522 / 1185
Map Reference	MB 49 PG 36&37
Instrument Date	Oct 8, 2021
Instrument	2021-0124067
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6908 LOIS DR, CINCINNATI, OH 45239-4315

Mortgage

Document Number	0000124068
Date	Oct 13, 2021
Instrument	2021-0124068

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 6908 Lois Dr was $2,819, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	North College Hill City
Unified School District	North College Hill City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,819.00 (+2.4%)	$54,250 (-) Land $7,441 Building $46,809	$155,000 Land $21,260 Building $133,740
2024	$2,753.00 (-0.79%)	$54,250 (-) Land $7,441 Building $46,809
2023	$2,775.00 (+10.56%)	$54,250 (+54.89%) Land $7,441 Building $46,809	$155,000 Land $21,260 Building $133,740
2022	$2,510.00 Homeowner's exemption	$35,025 Land $6,090 Building $28,935
2020			$100,070 Land $17,400 Building $82,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6908 Lois Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6908 Lois Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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