6908 Frederick Dr, Hayes, VA 23072 Property Records

Gloucester County property record for 6908 Frederick Dr, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,214 sqft · built 2005
Lot Size	1.92 acres (84,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Sep 2003)
Tax Bill	$2,647 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32106`

Property Details

APN / Parcel Number

Primary APN	`32106`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,214 sqft Living Area
Gross Area	2,182 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	84,071 sqft (1.92 acres)
Garage Area	528 sqft
Porch	Open Porch
Deck Area	479 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	6908 FREDERICK DR
City	HAYES
State	VA
Zip	23072-3452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	DUNLAP WOODS, SEC 1 LOT 16 POND
Legal Subdivision	PLAT: PB23 164
Legal Lot Number	16
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	4
Census Block	4000
Census Tract	100301

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	6908 FREDERICK DR, HAYES, VA 23072-3452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage 1ST ADVANTAGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2003 · Amount on Record
Deed Sale	Sep 2, 2003 · Amount on Record
Deed Document Number	ID 037860
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6908 FREDERICK DR, HAYES, VA 23072-3452
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	THE CLOSERS OF VIRGINIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004432
Date	Jun 22, 2021
Instrument	210004432

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Apr 29, 2051

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6908 FREDERICK DR, HAYES, VA 23072-3452
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	THE CLOSING SHOP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190005461
Date	Nov 26, 2019
Instrument	190005461

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	6908 FREDERICK DR, HAYES, VA 23072-3452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LENDER SELECT MORTGAGE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170002435
Date	May 26, 2017
Instrument	170002435

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,647.00 (+5.25%)	$424,220 (-) Land $92,480 Building $331,740	$424,220 (-) Land $92,480 Building $331,740
2024	$2,515.00	$424,220 (-) Land $92,480 Building $331,740	$424,220 (-) Land $92,480 Building $331,740
2023	$2,515.00 (+6.79%)	$424,220 (+32.35%) Land $92,480 Building $331,740	$424,220 (+32.35%) Land $92,480 Building $331,740
2022	$2,355.00	$320,520 Land $80,000 Building $240,520	$320,520 Land $80,000 Building $240,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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