6907 Summerswood Dr, Frederick, MD 21702 Property Records

Frederick County property record for 6907 Summerswood Dr, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,776 sqft · built 1975
Lot Size0.88 acres (38,332 sqft)
Owner2 Individual Names on File
Tax Bill$4,232 (2025)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN24-458105

Property Details

APN / Parcel Number

Primary APN24-458105
Alternative APN
  • 458105

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,776 sqft Living Area
Gross Area2,304 sqft
1st Floor Area1,276 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Foyer
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area38,332 sqft (0.88 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area80 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number458105
Street Address6907 SUMMERSWOOD DR
CityFREDERICK
StateMD
Zip21702-3608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 14-0.88 ACRES 6907 SUMMERSWOOD DRIVE N/RT 40
Legal SubdivisionCLIFTON KNOLL
Legal Lot Number14
JurisdictionFREDERICK MD
Township / Civil Division24, BRADDOCK
Census Block Group4
Census Block4000
Census Tract750506

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6907 Summerswood Dr is owned and occupied by two individuals who acquired it in September 2004.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address6907 SUMMERSWOOD DR, FREDERICK, MD 21702-3608
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2004
Deed SaleSep 29, 2004
Prior SaleSep 26, 2002 · Amount on File
Deed Document Number200447833
Deed Book / Page4874 / 30
Transfer Doc0045460570
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address6907 SUMMERSWOOD DR, FREDERICK, MD 21702-3608
Transaction TypeMortgage
Record UpdatedNov 25, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0162230106
DateNov 15, 2022
Book Page16223/106
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 6907 Summerswood Dr was $4,232 with a homeowner's exemption, up 6.1% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$384,900 (+7.83%) Land $133,300 Building $251,600$384,900 (-) Land $133,300 Building $251,600
2025$4,232.00 (+6.07%) Homeowner's exemption$356,967$384,900 Land $133,300 Building $251,600
2024$3,990.00 (+8.54%)
2023$3,676.00 Homeowner's exemption$301,100 Land $100,100 Building $201,000$301,100 Land $100,100 Building $201,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6907 Summerswood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6907 Summerswood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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