6907 Circle Oak Dr, Bulverde, TX 78163 Property Records

Comal County property record for 6907 Circle Oak Dr, Bulverde, TX 78163

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,044 sqft · built 1979
Lot Size	0.885 acres (38,550 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (May 2010)
Tax Bill	$4,751 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`40-0552-3230-00`

Property Details

APN / Parcel Number

Primary APN	`40-0552-3230-00`
Alternative APN	`42934`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,044 sqft Living Area
Gross Area	2,746 sqft
1st Floor Area	2,044 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Stone Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,550 sqft (0.885 acres)
Lot Dimensions	257 ft deep x 150 ft wide
View / Lot	Flood Plain
Garage Type	Attached
Garage Area	502 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	324 sqft
Patio Area	57 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	6907 CIRCLE OAK DR
City	BULVERDE
State	TX
Zip	78163-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK VILLAGE NORTH 3, LOT 643
Legal Subdivision	OAK VILLAGE NORTH 3
Legal Block	2
Legal Lot Number	643
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	2
Census Block	2018
Census Tract	310708

Owner

6907 Circle Oak Dr is owned and occupied by two individuals who bought it in May 2010.

Source: Comal County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6907 CIRCLE OAK DR, BULVERDE, TX 78163-2235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2010 · Amount on File
Deed Sale	May 27, 2010 · Amount on File
Deed Document Number	20106017065
Prior Transfer Date	May 25, 2010
Prior Transfer Doc	0006017065
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Recording Date	Oct 1, 2026
Property Address	6907 CIRCLE OAK DR, BULVERDE, TX 78163-2235
Document Number	0000029767
Instrument Date	Sep 26, 2026
Instrument	202629767
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6907 CIRCLE OAK DR, BULVERDE, TX 78163-2235

Mortgage

Document Number	0000029767,
Date	Oct 1, 2026
Instrument	202629767

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 6907 Circle Oak Dr was $4,751 with a homeowner's exemption, up 1.3% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Municipality	Bulverde City
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,320 (-7.87%) Land $75,850 Building $299,470	$375,320 (-7.87%) Land $75,850 Building $299,470
2025	$4,751.00 (+1.28%) Homeowner's exemption	$407,400 Land $68,040 Building $339,360	$407,400 Land $68,040 Building $339,360
2024	$4,691.00
2023		$384,840 Land $75,850 Building $308,990	$384,840 Land $75,850 Building $308,990
2022	$4,039.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6907 Circle Oak Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	3 (2013–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6907 Circle Oak Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK VILLAGE NORTH private · serves 1,944 people · EPA ID TX0460037
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20