Lubbock County property record for 6907 86th St, Lubbock, TX 79424
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,114 sqft · built 2010 |
| Lot Size | 0.457 acres (19,950 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,032 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R31181 |
| Primary APN | R31181 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,114 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,950 sqft (0.457 acres) |
| Lot Dimensions | 210 ft deep x 95 ft wide |
| Garage Area | 548 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6907 86TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-4728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0017 |
| Legal Description | WESTWOOD L 122 |
| Legal Subdivision | WESTWOOD |
| Legal Lot Number | 1220 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10413 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6907 86TH ST, LUBBOCK, TX 79424-4728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 29, 2019 | Deed of Trust, Mortgage NAVY FCU |
| Apr 3, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2018 |
| Deed Sale | Apr 3, 2018 |
| Prior Sale | Nov 16, 2012 |
| Deed Document Number | 2018011684 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 6907 86TH ST, LUBBOCK, TX 79424-4728 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6907 86TH ST, LUBBOCK, TX 79424-4728 |
| Document Number | 0000011943 |
|---|---|
| Date | Apr 1, 2025 |
| Instrument | 2025011943 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 6907 86TH ST, LUBBOCK, TX 79424-4728 |
| Document Number | 0000042528 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6907 86TH ST LUBBOCK TX 794244728, LUBBOCK, TX 79424-4728 |
| Document Number | 0000042528 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 42528 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 29, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Apr 3, 2018 |
| Property Address | 6907 86TH ST, LUBBOCK, TX 79424-4728 |
| Document Number | 0000011684 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 11684 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6907 86TH ST LUBBOCK TX 794244728, LUBBOCK, TX 79424-4728 |
| Document Number | 11685 |
|---|---|
| Date | Apr 3, 2018 |
| Instrument | 11685 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2048 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Frenship Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,032.00 (-6.45%) Homeowner's exemption | $432,218 (-0.78%) Land $18,200 Building $414,018 | $432,218 (-0.78%) Land $18,200 Building $414,018 |
| 2024 | $7,517.00 (-2.53%) | ||
| 2023 | $7,712.00 (-11.09%) Homeowner's exemption | $435,633 Land $18,200 Building $417,433 | $435,633 Land $18,200 Building $417,433 |
| 2022 | $8,674.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 878 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
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