6906 Hearne Rd, Cincinnati, OH 45248 Property Records

Hamilton County property record for 6906 Hearne Rd, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1951
Lot Size	0.514 acres (22,390 sqft)
Owner	2 Individual Names on File
Last Sale	$49,000 (Dec 2014)
Tax Bill	$2,458 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`550-0310-0063-00`

Property Details

APN / Parcel Number

Primary APN	`550-0310-0063-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	888 sqft
Basement Area	888 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	22,390 sqft (0.514 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	160 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	6906 HEARNE RD
City	CINCINNATI
State	OH
Zip	45248-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	HEARNE RD 0.514 AC R2-T2-S35 N
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3007
Census Tract	20603

Owner

6906 Hearne Rd is owned by two individuals who bought it in December 2014.

Source: Hamilton County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6916 HEARNE RD, CINCINNATI, OH 45248-1007
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2014 · Amount on File
Deed Sale	Dec 30, 2014 · Amount on File
Deed Document Number	2014130061
Deed Book / Page	12786 / 592
Prior Transfer Date	Dec 20, 2002
Prior Transfer Doc	0000370107
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Sep 10, 2026
Property Address	6906 HEARNE RD, CINCINNATI, OH 45248-1007
Document Number	0000074452
Book / Page	15747 / 73
Instrument Date	Sep 4, 2026
Instrument	202674452
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship, 164
Address	6916 HEARNE RD, CINCINNATI, OH 45248-1007

Mortgage

Document Number	0000074452,
Date	Sep 10, 2026
Book Page	15747/73
Instrument	202674452

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 6906 Hearne Rd was $2,458, down 0.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,458.00 (-0.24%)	$45,896 (-) Land $14,249 Building $31,647	$131,130 Land $40,710 Building $90,420
2024	$2,464.00 (+1.73%)	$45,896 (-) Land $14,249 Building $31,647
2023	$2,422.00 (+13.66%)	$45,896 (+33.67%) Land $14,249 Building $31,647	$131,130 Land $40,710 Building $90,420
2022	$2,131.00	$34,336 Land $13,885 Building $20,451
2020			$98,100 Land $39,670 Building $58,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6906 Hearne Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6906 Hearne Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20