6906 Cutting Blvd, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 6906 Cutting Blvd, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,333 sqft · built 1948
Lot Size0.115 acres (5,000 sqft)
Owner2 Company Names on Record
Last Sale$601,000 (Sep 2004)
Tax Bill$11,928 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN501-460-022-4

Property Details

APN / Parcel Number

Primary APN501-460-022-4
Alternative APN
  • 501-460-022

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,333 sqft Living Area
1st Floor Area1,333 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address6906 CUTTING BLVD
CityEL CERRITO
StateCA
Zip94530-1820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRICH JUNCTION HTS LOTS 22 & 23 BLK 49
Legal SubdivisionRICHMOND JUNCTION HEIGHTS
Legal Block49
Legal Lot Number22,23
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group1
Census Block1004
Census Tract385200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address6906 CUTTING BLVD, EL CERRITO, CA 94530-1820
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2019Deed of Trust, Mortgage · Line of Credit
MECHANICS BANK
Oct 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2004 · Amount on Record
Deed SaleSep 10, 2004 · Amount on Record
Prior SaleMar 17, 2000 · Amount on Record
Deed Document Number2004350346
Last Transfer DateJul 10, 2015
Transfer Doc0000154995
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address6906 CUTTING BLVD, EL CERRITO, CA 94530-1820
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIRST AMER TTL SANTA ANA CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000110325
DateJul 17, 2019
Instrument2019-110325
Lender
NameMECHANICS BANK
TypeBank
AddressHERCULES, CA 94547
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address6906 CUTTING BLVD, EL CERRITO, CA 94530-1820
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCORNERSTONE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address6906 CUTTING BLVD, EL CERRITO, CA 94530-1820

Mortgage

Document Number0000249810
DateOct 26, 2020
Instrument2020-249810
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$854,475 (+2%) Land $563,020 Building $291,455
2025$11,928.00 (+4.22%)$837,722 (+4.04%) Land $551,981 Building $285,741
2023$11,445.00 (+1.43%)$805,195 Land $530,548 Building $274,647
2022$11,284.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 861 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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