6906 95th Ln E, Palmetto, FL 34221 Property Records

Manatee County property record for 6906 95th Ln E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1997
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Jun 2026)
Tax Bill	$2,533 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6490-3050-9`

Property Details

APN / Parcel Number

Primary APN	`6490-3050-9`
Alternative APNs	`331822649030509` `0649030509`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,975 sqft (0.229 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	112 sqft
Porch	Screened Porch
Porch Area	116 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0649030509
Street Address	6906 95TH LN E
City	PALMETTO
State	FL
Zip	34221-9242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	LOT 110 REGENCY OAKS PHASE I PI#6490.3050/9
Legal Range	18E
Legal Township	33S
Legal Section	22
Legal Subdivision	REGENCY OAKS PHASE I
Legal Tract	00649000
Legal Lot Number	110
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	4
Census Block	4001
Census Tract	1916

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6906 95TH LN E, PALMETTO, FL 34221-9242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Jun 9, 2025	Deed of Trust, Mortgage · FHA Mortgage LOWER LLC
Jun 9, 2026	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 9, 2018	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Feb 9, 2018 · Amount on Record
Deed Document Number	202666108
Prior Transfer Date	Jun 1, 2026
Prior Transfer Doc	0000066108
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	6906 95TH LN E, PALMETTO, FL 34221-9242
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6906 95TH LN E, PALMETTO, FL 34221-9242

Mortgage

Document Number	0041144255
Date	Oct 29, 2021
Instrument	202141144255

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	6906 95TH LN E, PALMETTO, FL 34221-9242
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6906 95TH LN E, PALMETTO, FL 34221-9242

Mortgage

Document Number	0041071780
Date	Jun 9, 2025
Instrument	202541071780

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 9, 2026
Property Address	6906 95TH LN E, PALMETTO, FL 34221-9242
Document Number	0000066108
Instrument Date	Jun 1, 2026
Instrument	202666108
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	UNITED WHOLESALE MORTGAGE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6906 95TH LN E, PALMETTO, FL 34221-9242

Mortgage

Document Number	0000066109,
Date	Jun 9, 2026
Instrument	202666109

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 9, 2018
Property Address	6906 95TH LN E, PALMETTO, FL 34221-9242
Document Number	0027134015
Book / Page	002713 / 004015
Instrument Date	Feb 5, 2018
Instrument	41013349
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6906 95TH LN E PALMETTO FL 342219242, PALMETTO, FL 34221-9242

Mortgage

Document Number	27134017
Date	Feb 9, 2018
Book Page	002713/004017
Instrument	41013350

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2048

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,208 (+2.7%)	$275,538 (-1.32%) Land $40,800 Building $234,738
2025		$215,392 (+5.99%)	$279,215 (-10.56%) Land $40,800 Building $238,415
2024	$2,533.00 (+1.77%)
2023	$2,489.00 (+3.11%) Homeowner's exemption	$203,225 (+3%)	$312,167 (+14.58%) Land $40,800 Building $271,367
2022	$2,414.00 Homeowner's exemption	$197,306	$272,455 Land $40,000 Building $232,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 276 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	276 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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