69059 Stone St, Richmond, MI 48062 Property Records

Macomb County property record for 69059 Stone St, Richmond, MI 48062

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,092 sqft · built 1970
Lot Size	0.252 acres (10,977 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Aug 2026)
Tax Bill	$5,437 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-03-35-488-013`

Property Details

APN / Parcel Number

Primary APN	`07-03-35-488-013`
Alternative APN	`0335488013`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	10,977 sqft (0.252 acres)
Lot Dimensions	132 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	69059 STONE ST
City	RICHMOND
State	MI
Zip	48062-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	E.M. BEEBE'S SECOND ADDITION LOT 28 CITY OF RICHMOND.
Legal Subdivision	E.M . BEEBES SECOND ADD
Legal Lot Number	28
Jurisdiction	MACOMB MI
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1028
Census Tract	211000

Owner

69059 Stone St is owned by an individual who bought it in August 2026.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	53223 JOANN MARIE DR, CHESTERFIELD, MI 48047-2747
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN SCHOOLS AND GOV'T CREDIT UNION
Aug 1, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage LIMA ONE CAPITAL LLC
Jul 22, 2021	Warranty Deed, Transfer FIRST USA PREMIER TITLE, FIRST PREMIER TITLE
Jun 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Jul 22, 2021 · Amount on File
Deed Document Number	202681258
Deed Book / Page	30830 / 600
Prior Transfer Date	Jul 22, 2022
Prior Transfer Doc	0000092853
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 26, 2026
Property Address	69059 STONE ST, RICHMOND, MI 48062-1253
Document Number	0000081258
Book / Page	30830 / 600
Instrument Date	Aug 21, 2026
Instrument	202681258
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212,807.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53223 JOANN MARIE DR, CHESTERFIELD, MI 48047-2747

Mortgage

Document Number	0000081259,
Date	Aug 26, 2026
Instrument	202681259

Lender

Name	MICHIGAN SCHOOLS AND GOV'T CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Aug 1, 2022
Property Address	69059 STONE ST, RICHMOND, MI 48062-1253
Document Number	2200092853
Book / Page	28739 / 906
Map Reference	LB 1 PG 4
Instrument Date	Jul 22, 2022
Instrument	202200092853
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13746 MESMER, 13746, ALLENTON, MI 48002-3313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13746 MESMER, ALLENTON, MI 48002-3313

Mortgage

Document Number	2200092854
Date	Aug 1, 2022
Book Page	28739/907
Instrument	202200092854

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 22, 2021
Property Address	69059 STONE ST, RICHMOND, MI 48062-1253
Document Number	2102213648
Book / Page	27881 / 818
Map Reference	LB 1 PG 4
Instrument Date	Jul 1, 2021
Instrument	202102213648
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	FIRST USA PREMIER TITLE, FIRST PREMIER TITLE

Transaction

Amount	Amount on Record
Tax	$1,191.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10384 OAKWOOD DR, 10384, ROSCOMMON, MI 48653-9359

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	73837 FLORAL ST, ARMADA, MI 48005-4755

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 26, 2019
Property Address	69059 STONE ST, RICHMOND, MI 48062-1253
Document Number	0000071236
Book / Page	026038 / 000679
Instrument Date	Jun 17, 2019
Instrument	71236
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10384 OAKWOOD DR ROSCOMMON MI 486539359, ROSCOMMON, MI 48653-9359

Tax Assessment & Valuation

The 2025 property tax bill for 69059 Stone St was $5,437, up 2.7% from the year before.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Richmond City
Unified School District	Richmond Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,300 (-3.01%)	$180,600 (-3.01%)
2025	$5,437.00 (+2.68%)	$93,100	$186,200
2024	$5,295.00
2023		$84,900	$169,800
2022	$4,851.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 69059 Stone St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 69059 Stone St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 6,200 people · EPA ID MI0005670
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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