6905 W Lone Cactus Dr, Glendale, AZ 85308 Property Records

Maricopa County property record for 6905 W Lone Cactus Dr, Glendale, AZ 85308

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,178 sqft · built 1997
Lot Size0.165 acres (7,192 sqft)
OwnerIndividual Name on File
Last Sale$239,000 (Sep 2010)
Tax Bill$2,581 (2025)
Deeds & MortgagesMar 2023 Reverse Mortgage
Jan 2022 Reverse Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN200-21-624

Property Details

APN / Parcel Number

Primary APN200-21-624
Alternative APN
  • 200216249

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,178 sqft Living Area
Gross Area2,338 sqft
1st Floor Area2,178 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialConcrete
Lot Area7,192 sqft (0.165 acres)
Parking Spaces2 Parking Spaces
Pool Area336 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address6905 W LONE CACTUS DR
CityGLENDALE
StateAZ
Zip85308-8951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSONOMA MCR 413-14
Legal Range1E
Legal Township4N
Legal Section24
Legal SubdivisionSONOMA
Legal Lot Number18
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group4
Census Block4016
Census Tract614100

Owner

6905 W Lone Cactus Dr is owned and occupied by an individual who acquired it in March 2023.

Source: Maricopa County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address6905 W LONE CACTUS DR, GLENDALE, AZ 85308-8951
OccupancyOwner Occupied
Owner TypeIndividual
VestingWidow or Widower

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Intrafamily Transfer, Transfer · Reverse Mortgage
CHERRY CREEK MORTGAGE CO INC
Jan 5, 2022Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage
OPEN MORTGAGE LLC
Nov 6, 2018Intrafamily Transfer, Transfer · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2010 · Amount on File
Deed SaleSep 28, 2010 · Amount on File
Prior SaleJun 16, 2010 · Amount on File
Deed Document Number2010840026
Last Transfer DateMar 23, 2023
Transfer Doc0000162158
Record UpdatedOct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateMar 30, 2023
Property Address6905 W LONE CACTUS DR, GLENDALE, AZ 85308-8951
Document Number0000162158
Map ReferenceMB 413 PG 14
Instrument DateMar 23, 2023
Instrument20230162158
Transaction TypeTransfer
Record UpdatedApr 10, 2023
Title CompanyENTRUST TITLE GROUP INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6905 W LONE CACTUS DR, GLENDALE, AZ 85308-8951

Transferred To (Grantee/Buyer)

NameVerified Name
Address6905 W LONE CACTUS DR, GLENDALE, AZ 85308-8951

Mortgage

Document Number0000162159
DateMar 30, 2023
Instrument20230162159
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term876 Months
DueMar 4, 2096
Interest
Rate TypeAdjustable Rate
Rate5.96%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate10.9%

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMARICOPA AZ
Recording DateJan 5, 2022
Property Address6905 W LONE CACTUS DR, GLENDALE, AZ 85308-8951
Document Number0000013111
Map ReferenceMB 413 PG 4
Instrument DateDec 13, 2021
Instrument20220013111
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6905 W LONE CACTUS DR, GLENDALE, AZ 85308-8951

Mortgage

Document Number0000013112
DateJan 5, 2022
Instrument20220013112
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressAUSTIN, TX 78737
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term890 Months
DueMar 4, 2096
Interest
Rate TypeAdjustable Rate
Rate2.87%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2022
Change FrequencyMonthly
Index1-Year CMT
Max Rate12.8%

November 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateNov 6, 2018
Property Address6905 W LONE CACTUS DR, GLENDALE, AZ 85308-8951
Document Number0000827837
Map ReferenceMB 413 PG 14
Instrument DateSep 27, 2018
Instrument20180827837
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyOLD REPUBLIC TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address6905 W LONE CACTUS DR, GLENDALE, AZ 85308-8951

Mortgage

Document Number0000827838
DateNov 6, 2018
Instrument20180827838
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.68%
Type Change DateNov 1, 2019
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change5%
Index1-Year LIBOR
Max Rate5%

Tax Assessment & Valuation

The 2025 property tax bill for 6905 W Lone Cactus Dr was $2,581.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGlendale City
Unified School DistrictDeer Valley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,220 (+50.77%)$482,200 (-0.58%) Land $96,400 Building $385,800
2025$2,581.00$31,983 (-36.48%)$485,000 (-3.67%) Land $97,000 Building $388,000
2024$50,350$503,500 Land $100,700 Building $402,800
2023$2,551.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6905 W Lone Cactus Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6905 W Lone Cactus Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GLENDALE
serves 234,766 people · EPA ID AZ0407093
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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