Gloucester County property record for 6905 Tracey Ct, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,960 sqft · built 1988 |
| Lot Size | 6.93 acres (301,871 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (May 2017) |
| Tax Bill | $2,271 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Feb 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18893 |
| Primary APN | 18893 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 301,871 sqft (6.93 acres) |
| Garage Area | 1,011 sqft |
| Porch | Slab |
| Deck Area | 795 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6905 TRACEY CT |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-4320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | QUEEN ANNE'S FOREST LOT 24 |
| Legal Subdivision | PLAT: PB23 149 |
| Legal Lot Number | 24 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | ABINGDON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 100202 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6905 TRACEY CT, GLOUCESTER, VA 23061-4320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION |
| Feb 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC |
| May 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING & TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2017 · Amount on Record |
| Deed Sale | May 18, 2017 · Amount on Record |
| Deed Document Number | 20172290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6905 TRACEY CT, GLOUCESTER, VA 23061-4320 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220005511 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 220005511 |
| Name | 1ST ADVANTAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 10, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 6905 TRACEY CT, GLOUCESTER, VA 23061-4320 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | THE CLOSING SHOP LLC |
| Name | Verified Name |
|---|
| Document Number | 0210001503 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 210001503 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | May 18, 2017 |
| Property Address | 6905 TRACEY CT, GLOUCESTER, VA 23061-4320 |
| Document Number | 170002290 |
| Instrument Date | May 15, 2017 |
| Instrument | 170002290 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | THE CLOSING SHOP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6905 TRACEY CT, GLOUCESTER, VA 23061-4320 |
| Document Number | 170002291 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 170002291 |
| Name | BRANCH BANKING & TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 418 Months |
| Due | Mar 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,271.00 (+10.46%) | $389,500 (+16.31%) Land $99,520 Building $289,980 | $389,500 (+16.31%) Land $99,520 Building $289,980 |
| 2025 | $2,056.00 (+5.33%) | $334,890 (-) Land $80,670 Building $254,220 | $334,890 (-) Land $80,670 Building $254,220 |
| 2024 | $1,952.00 | $334,890 (-) Land $80,670 Building $254,220 | $334,890 (-) Land $80,670 Building $254,220 |
| 2023 | $1,952.00 (+5.17%) | $334,890 (+30.77%) Land $80,670 Building $254,220 | $334,890 (+30.77%) Land $80,670 Building $254,220 |
| 2022 | $1,856.00 | $256,100 Land $65,020 Building $191,080 | $256,100 Land $65,020 Building $191,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2003–2009) |
| Most Recent Claim | Nov 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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