6905 Ramsey Rd, Middleton, WI 53562 Property Records

Dane County property record for 6905 Ramsey Rd, Middleton, WI 53562

Property Summary

Property TypeSingle Family Home
Lot Size0.135 acres (5,924 sqft)
OwnerTrust Name on File
Last Sale$600,000 (Jul 2016)
Tax Bill$13,952 (2025)
Deeds & MortgagesSep 2020 Mortgage
Oct 2022 Line of Credit
+ 8 more
Flood ZoneZone X (minimal risk)
APN0708-012-4485-2

Property Details

APN / Parcel Number

Primary APN0708-012-4485-2

Exterior

Lot Area5,924 sqft (0.135 acres)

Location & Zoning

Street Address6905 RAMSEY RD
CityMIDDLETON
StateWI
Zip53562-5121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMIDDLETON HILLS FIFTH ADDN LOT 295
Legal Range08
Legal Township07
Legal Section01
Legal SubdivisionMIDDLETON HILLS FIFTH ADD
Legal Block44
Legal Lot Number295
JurisdictionDANE WI
Township / Civil DivisionMIDDLETON
Census Block Group2
Census Block2008
Census Tract11104

Owner

6905 Ramsey Rd is owner-occupied and held in a trust since July 2016.

Source: Dane County records, as of January 22, 2026

Owner of RecordTrust Name on File
Mailing Address6905 RAMSEY RD, MIDDLETON, WI 53562-5121
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU
Oct 11, 2022Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF WISCONSIN CU
Apr 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU
Oct 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU
Apr 23, 2020Deed of Trust, Mortgage · Line of Credit
UW CU
Apr 16, 2019Deed of Trust, Mortgage · Line of Credit
UW CU
May 1, 2018Deed of Trust, Mortgage · Line of Credit
UW CU
Feb 7, 2018Deed of Trust, Mortgage · Line of Credit
UW CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2016 · Amount on File
Deed SaleJul 7, 2016 · Amount on File
Prior SaleSep 2, 2008 · Amount on File
Deed Document Number5248675
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address6905 RAMSEY RD, MIDDLETON, WI 53562-5121
Transaction TypeMortgage
Record UpdatedApr 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005640576
DateSep 23, 2020
Instrument5640576
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2035

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address6905 RAMSEY RD, MIDDLETON, WI 53562-5121
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005867364
DateOct 11, 2022
Instrument5867364
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 10, 2052
Interest
Rate TypeFixed Rate

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address6905 RAMSEY RD, MIDDLETON, WI 53562-5121
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005828093
DateApr 21, 2022
Instrument5828093
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 20, 2052
Interest
Rate TypeFixed Rate

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address6905 RAMSEY RD, MIDDLETON, WI 53562-5121
Transaction TypeMortgage
Record UpdatedDec 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005789663
DateNov 16, 2021
Instrument5789663
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 15, 2051
Interest
Rate TypeFixed Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address6905 RAMSEY RD, MIDDLETON, WI 53562-5121
Transaction TypeMortgage
Record UpdatedMar 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005696162
DateFeb 18, 2021
Instrument5696162
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 17, 2051
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address6905 RAMSEY RD, MIDDLETON, WI 53562-5121
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005647696
DateOct 12, 2020
Instrument5647696
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 11, 2050
Interest
Rate TypeFixed Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address6905 RAMSEY RD, MIDDLETON, WI 53562-5121
Document Number0005585292
Instrument DateApr 23, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address6905 RAMSEY RD MIDDLETON WI 535625121, MIDDLETON, WI 53562-5121

Mortgage

Document Number0005585292
DateMay 5, 2020
Instrument5585292
Lender
NameUW CU
TypeCredit Union
AddressMADISON, WI 53744
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 4, 2050
Interest
Rate TypeAdjustable Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address6905 RAMSEY RD, MIDDLETON, WI 53562-5121
Document Number0005483902
Instrument DateApr 16, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address6905 RAMSEY RD MIDDLETON WI 535625121, MIDDLETON, WI 53562-5121

Mortgage

Document Number0005483902
DateApr 29, 2019
Instrument5483902
Lender
NameUW CU
TypeCredit Union
AddressMADISON, WI 53744
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 28, 2049
Interest
Rate TypeAdjustable Rate

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address6905 RAMSEY RD, MIDDLETON, WI 53562-5121
Document Number0005409149
Instrument DateMay 1, 2018
Transaction TypeMortgage
Record UpdatedMay 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address6905 RAMSEY RD MIDDLETON WI 535625121, MIDDLETON, WI 53562-5121

Mortgage

Document Number0005409149
DateMay 15, 2018
Instrument5409149
Lender
NameUW CU
TypeCredit Union
AddressMADISON, WI 53744
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 14, 2048
Interest
Rate TypeAdjustable Rate

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address6905 RAMSEY RD, MIDDLETON, WI 53562-5121
Document Number0005390365
Instrument DateFeb 7, 2018
Transaction TypeMortgage
Record UpdatedMar 1, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address6905 RAMSEY RD MIDDLETON WI 535625121, MIDDLETON, WI 53562-5121

Mortgage

Document Number0005390365
DateFeb 16, 2018
Instrument5390365
Lender
NameUW CU
TypeCredit Union
AddressMADISON, WI 53744
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 15, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6905 Ramsey Rd was $13,952 with a homeowner's exemption.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMiddleton City
Unified School DistrictMiddleton-Cross Plains School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,952.00 Homeowner's exemption$747,700 Land $169,200 Building $578,500$955,300
2023$747,700 Land $169,200 Building $578,500$840,600
2022$12,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6905 Ramsey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6905 Ramsey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLETON WATERWORKS
serves 23,868 people · EPA ID WI1130242
Water SourceGroundwater
Last State InspectionFeb 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
TDS Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
LiteWire
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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