6905 Il Regalo Cir, Naples, FL 34109 Property Records

Collier County property record for 6905 Il Regalo Cir, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	2,706 sqft · built 2020
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (May 2019)
Tax Bill	$13,684 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Dec 2019 Construction Loan + 2 more
Flood Zone	Zone AE (high risk)
APN	`416405 154A02`

Property Details

APN / Parcel Number

Primary APN	`416405 154A02`
Alternative APNs	`51170001166` `51170000361`

Interior

Building Area	2,706 sqft Living Area
1st Floor Area	2,706 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Pool Area	385 sqft
Deck Area	785 sqft

Location & Zoning

Street Address	6905 IL REGALO CIR
City	NAPLES
State	FL
Zip	34109-6824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPUD
Legal Description	IL REGALO REPLAT LOT 15
Legal Range	25
Legal Township	49
Legal Section	2
Legal Subdivision	IL REGALO REPLAT
Legal Tract	416405
Legal Block	2
Legal Lot Number	15
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2000
Census Tract	10216

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6905 IL REGALO CIR, NAPLES, FL 34109-6824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2020	Loan Modification, Mortgage LAKE MI CU
Dec 19, 2019	Trustee's Deed, Construction Loan · Construction Mortgage LAKE MI CU
May 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Prior Sale	Feb 20, 2018 · Amount on Record
Deed Document Number	20195707567
Deed Book / Page	5625 / 3312
Record Updated	Oct 29, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	6905 IL REGALO CIR, NAPLES, FL 34109-6824
Document Number	0058402323
Instrument Date	Nov 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6905 IL REGALO CIR NAPLES FL 341096824, NAPLES, FL 34109-6824

Mortgage

Document Number	0058402323
Date	Nov 4, 2020
Book Page	005840/002323
Instrument	5949235

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

Interest

Rate	3.61%

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 19, 2019
Property Address	6905 IL REGALO CIR, NAPLES, FL 34109-6824
Document Number	0057080882
Book / Page	005708 / 000882
Instrument Date	Dec 18, 2019
Instrument	5805764
Transaction Type	Construction Loan
Record Updated	Jan 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6905 IL REGALO CIR NAPLES FL 341096824, NAPLES, FL 34109-6824

Mortgage

Document Number	57080882
Date	Dec 19, 2019
Book Page	005708/000882
Instrument	5805764

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	384 Months
Due	Dec 18, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.61%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 3, 2019
Property Address	6905 IL REGALO CIR, NAPLES, FL 34109-6824
Document Number	0056253312
Book / Page	005625 / 003312
Instrument Date	May 3, 2019
Instrument	5707567
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	812 S SPIGEL DR VIRGINIA BEACH VA 234541816, VIRGINIA BEACH, VA 23454-1816

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 20, 2018
Property Address	6905 IL REGALO CIR, NAPLES, FL 34109-6824
Document Number	0054790377
Book / Page	005479 / 000377
Instrument Date	Feb 19, 2018
Instrument	5513157
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7075 VILLA LANTA WAY NAPLES FL 34108, NAPLES, FL 34108

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,127,560 (-22.3%) Land $619,056 Building $508,504	$1,127,560 (-22.3%) Land $619,056 Building $508,504
2025	$13,684.00 (+15.16%) Homeowner's exemption	$1,451,216 (+58.69%) Land $736,972 Building $714,244	$1,451,216 (-5.43%) Land $736,972 Building $714,244
2023	$11,883.00 (+14.52%)	$914,514 (+1%)	$1,534,602 (+32.78%) Land $819,397 Building $715,205
2022	$10,376.00	$831,376	$1,155,741 Land $397,092 Building $758,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream, CenturyLink, Hotwire Communications.

Nearby Properties on Il Regalo Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures