6905 Cress Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 6905 Cress Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,180 sqft · built 1896
Lot Size	6.23 acres (271,379 sqft)
Owner	2 Individual Names on File
Last Sale	$44,500 (May 1994)
Tax Bill	$2,118 (2023)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5661 58 3567`

Property Details

APN / Parcel Number

Primary APN	`5661 58 3567`
Alternative APNs	`06012 0005.300000` `7429278`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,180 sqft Living Area
Gross Area	2,949 sqft
1st Floor Area	1,619 sqft
Upper Floors Area	561 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1896
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	271,379 sqft (6.23 acres)
Lot Width	293 ft Width
Porch	Slab
Porch Area	769 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	7429278
Street Address	6905 CRESS RD
City	CONCORD
State	NC
Zip	28025
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AO
Legal Description	NORTH SIDE CRESS RD
Legal Subdivision	ST JOHNS CHURCH
Jurisdiction	CABARRUS NC
Township / Civil Division	6, RIMERTOWN
Census Block Group	2
Census Block	2004
Census Tract	40600

Owner

6905 Cress Rd, a rural home, is owned by two individuals who bought it in May 1994.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6835 CRESS RD, CONCORD, NC 28025-7313
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 1994 · Amount on File
Deed Sale	May 26, 1994 · Amount on File
Deed Book / Page	1253 / 113
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6905 CRESS RD, CONCORD, NC 28025
Document Number	13937156
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6835 CRESS RD CONCORD NC 280257313, CONCORD, NC 28025-7313

Mortgage

Document Number	13937156
Date	Jan 7, 2020
Book Page	013937/000156
Instrument	517

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 6, 2040

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,280 Land $141,350 Building $212,930
2024			$354,280 (+43.49%) Land $141,350 Building $212,930
2023	$2,118.00	$246,900 Land $74,490 Building $172,410	$246,900 Land $74,490 Building $172,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6905 Cress Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6905 Cress Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20