6905 Cornwall Dr, Joliet, IL 60431 Property Records

Will County property record for 6905 Cornwall Dr, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,809 sqft · built 2006
Lot Size	0.19 acres (8,243 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Oct 2025)
Tax Bill	$8,134 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-06-117-003`

Property Details

APN / Parcel Number

Primary APN	`05-06-06-117-003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,809 sqft Living Area
Basement Area	759 sqft
Unfinished Basement	759 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,243 sqft (0.19 acres)
Garage Type	Mixed
Garage Area	297 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	6905 CORNWALL DR
City	JOLIET
State	IL
Zip	60431-5356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 357 IN CUMBERLAND SOUTH UNIT SIX, BEING A SUB OF THE N 8.29 FT OF THE SW1/4 AND PRT OF THE NW FRACT'L 1/4 OF SEC. 6, T35N
Legal Range	09E
Legal Township	35N
Legal Section	06
Legal Subdivision	CUMBERLAND SOUTH
Legal Lot Number	357
Legal Unit	6
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1022
Census Tract	883218

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3060 FOX HILL RD, AURORA, IL 60504-5915
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2024	Deed of Trust, Mortgage · Closed-End Mortgage BMO BANK NA
Oct 17, 2025	Warranty Deed, Transfer · Conventional Mortgage ANGELALLIFE
Jun 11, 2020	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	202558110
Prior Transfer Date	Jan 7, 2011
Prior Transfer Doc	0000049653
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	6905 CORNWALL DR, JOLIET, IL 60431-5356
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6905 CORNWALL DR, JOLIET, IL 60431-5356

Mortgage

Document Number	0000034863
Date	Jul 15, 2024
Instrument	R2024034863

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 11, 2039

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 17, 2025
Property Address	6905 CORNWALL DR, JOLIET, IL 60431-5356
Document Number	0000058110
Map Reference	DOC R2004-038225
Instrument Date	Sep 29, 2025
Instrument	R2025058110
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000058111
Date	Oct 17, 2025
Instrument	R2025058111

Lender

Name	ANGELALLIFE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 11, 2020
Property Address	6905 CORNWALL DR, JOLIET, IL 60431-5356
Document Number	0000044835
Instrument Date	May 28, 2020
Instrument	R2020044835
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6905 CORNWALL DR, 6905, JOLIET, IL 60431-5356

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23716 SPRINGS CT UNIT 105, 105, PLAINFIELD, IL 60585-2229

Mortgage

Document Number	0000044836
Date	Jun 11, 2020
Instrument	R2020044836

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,134.00 (+1.99%)	$103,501 (+4.72%) Land $17,301 Building $86,200	$310,503 (+4.72%) Land $51,903 Building $258,600
2024	$7,975.00 (+17.16%)	$98,840 (+24.57%) Land $15,968 Building $82,872	$296,520 (+24.57%) Land $47,904 Building $248,616
2022	$6,807.00 Homeowner's exemption	$79,346 Land $13,576 Building $65,770	$238,038 Land $40,728 Building $197,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile, Verizon.

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