6905 Clayton St, Mount Dora, FL 32757 Property Records

Orange County property record for 6905 Clayton St, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,022 sqft · built 2023
Lot Size	5.53 acres (240,887 sqft)
Owner	2 Individual Names on File
Last Sale	$979,700 (May 2026)
Tax Bill	$10,158 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-27-0000-00-091`

Property Details

APN / Parcel Number

Primary APN	`05-20-27-0000-00-091`
Alternative APNs	`272005000000091` `101645` `101786`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,022 sqft Living Area
Gross Area	4,906 sqft
1st Floor Area	2,101 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	240,887 sqft (5.53 acres)
Garage Type	Attached
Garage Area	720 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6905 CLAYTON ST
City	MOUNT DORA
State	FL
Zip	32757-7024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	COMM AT NW COR OF NE1/4 OF NW1/4 OF SEC 5-20-27 TH S0-46-25W 424.16 FT TH S89-13-48E 30 FT TO POB TH S89-42-11E 300 FT T H S0-46-25W 175 FT TH N89-42-11W 300 FT TH N0-46-25E 175 FT
Legal Range	27E
Legal Township	20S
Legal Section	05
Legal Lot Number	91
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2002
Census Tract	17901

Owner

6905 Clayton St is owned and occupied by two individuals who bought it in May 2026.

Source: Orange County records, as of May 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6905 CLAYTON ST, MOUNT DORA, FL 32757-7024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 14, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Deed Document Number	2026273219
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	6905 CLAYTON ST, MOUNT DORA, FL 32757-7024
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6905 CLAYTON ST, MOUNT DORA, FL 32757-7024

Mortgage

Document Number	0000128018
Date	Mar 4, 2025
Instrument	20250128018

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 28, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 14, 2026
Property Address	6905 CLAYTON ST, MOUNT DORA, FL 32757-7024
Document Number	0000273219
Instrument Date	May 13, 2026
Instrument	2026.273219
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692,647.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6905 CLAYTON ST, MOUNT DORA, FL 32757-7024

Mortgage

Document Number	0000273220,
Date	May 14, 2026
Instrument	2026..273220

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 14, 2020
Property Address	6905 CLAYTON ST, MOUNT DORA, FL 32757
Document Number	0000232317
Instrument Date	Mar 25, 2020
Instrument	232317
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17730 COUNTY ROAD 448 MOUNT DORA FL 327579609, MOUNT DORA, FL 32757-9609

Tax Assessment & Valuation

The 2025 property tax bill for 6905 Clayton St was $10,158, up 3.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$664,518 (+2.7%)	$733,230 (-1.18%) Land $160,000 Building $573,230
2025	$10,158.00 (+3.87%) Homeowner's exemption	$647,048	$742,000 Land $160,000 Building $582,000
2024	$9,780.00 (+325.4%)
2023	$2,299.00 (+13.98%)	$130,000 (-) Land $130,000	$130,000 (-) Land $130,000
2022	$2,017.00	$130,000 Land $130,000	$130,000 Land $130,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6905 Clayton St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2004–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6905 Clayton St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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