6905 55th St, Lubbock, TX 79407 Property Records

Lubbock County property record for 6905 55th St, Lubbock, TX 79407

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,033 sqft · built 2023
Lot Size0.146 acres (6,367 sqft)
Owner2 Individual Names on File
Last Sale$282,635 (Jun 2025)
Tax Bill$6,110 (2025)
Deeds & MortgagesJun 2025 Second Mortgage
Jun 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR343242

Property Details

APN / Parcel Number

Primary APNR343242
Alternative APN
  • R9318500000001240000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,033 sqft Living Area
Gross Area2,474 sqft
1st Floor Area2,033 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,367 sqft (0.146 acres)
Garage TypeAttached
Garage Area441 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address6905 55TH ST
CityLUBBOCK
StateTX
Zip79407-2030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTMONT L 124
Legal SubdivisionWESTMONT
Legal Lot Number124
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2026
Census Tract10419

Owner

Source: Lubbock County records · APN R343242

Assessment roll updated October 1, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6905 55TH ST, LUBBOCK, TX 79407-2030
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TEXAS STATE AFFORDABLE HSNG CORP
Jun 24, 2025Vendor's Lien, Transfer · FHA Mortgage
ALLIANCE CU
Jan 24, 2024Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Jul 20, 2022Vendor's Lien, Transfer · Construction Mortgage
CITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 24, 2025 · Amount on Record
Deed SaleJun 24, 2025 · Amount on Record
Prior SaleJan 24, 2024 · Amount on Record
Deed Document Number202524314
Record UpdatedSep 20, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address6905 55TH ST, LUBBOCK, TX 79407-2030
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6905 55TH ST, LUBBOCK, TX 79407-2030

Mortgage

Document Number0000024316
DateJun 24, 2025
Instrument2025024316
Lender
NameTEXAS STATE AFFORDABLE HSNG CORP
TypeGovernment Agency
AddressAUSTIN, TX 78752
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term36 Months
DueJun 23, 2028

June 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJun 24, 2025
Property Address6905 55TH ST, LUBBOCK, TX 79407-2030
Document Number0000024314
Map ReferenceDOC 2021025895
Instrument DateJun 23, 2025
Instrument2025024314
Transaction TypeTransfer
Record UpdatedFeb 20, 2026
Title CompanyTRUE TITLE PARTNERS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6905 55TH ST, LUBBOCK, TX 79407-2030

Mortgage

Document Number0000024315
DateJun 24, 2025
Instrument2025024315
Lender
NameALLIANCE CU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2055

January 2024: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJan 24, 2024
Property Address6905 55TH ST, LUBBOCK, TX 79407-2030
Document Number0000003069
Map ReferenceDOC 2021025895
Instrument DateJan 22, 2024
Instrument2024003069
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 31, 2024
Title CompanySERVICE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 ASHLING, SAN ANTONIO, TX 78260-3509

Mortgage

Document Number0000003070
DateJan 24, 2024
Instrument2024003070
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

July 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJul 20, 2022
Property Address6905 55TH ST, LUBBOCK, TX 79407-2030
Document Number0000035231
Map ReferenceFILE 2021025895
Instrument DateJul 19, 2022
Instrument2022035231
Transaction TypeTransfer
Record UpdatedMar 18, 2024
Title CompanyTITLEONE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 64756, LUBBOCK, TX 79464-4756
InvestorPossibly a Property Investor

Mortgage

Document Number0000035232
DateJul 20, 2022
Instrument2022035232
Lender
NameCITY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 19, 2023

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated October 1, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictFrenship Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,110.00 (-0.49%)$296,772 (+851.25%) Land $44,569 Building $252,203$296,772 (+851.25%) Land $44,569 Building $252,203
2024$6,140.00 (+840.28%)
2023$653.00 (+1,289.36%)$31,198 Land $31,198$31,198 Land $31,198
2022$47.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force

Wildfire

Wildfire RiskHigh
above 70% of the US · above 60% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40

Based on FCC filings for 173 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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