6904 W Sertoma Cir, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 6904 W Sertoma Cir, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,628 sqft · built 1999
Lot Size	0.355 acres (15,468 sqft)
Owner	2 Trust Names on Record
Last Sale	$325,000 (May 2013)
Tax Bill	$6,446 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-27-426-025-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-27-426-025-000`
Alternative APN	`62738`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,628 sqft Finished Area
1st Floor Area	1,554 sqft
Upper Floors Area	1,074 sqft
Basement Area	1,070 sqft
Finished Basement	1,050 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,468 sqft (0.355 acres)
Lot Dimensions	168 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	114 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	62738
Street Address	6904 W SERTOMA CIR
City	SIOUX FALLS
State	SD
Zip	57106-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 BLOCK 7 ROOSEVELT VALLEY ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	ROOSEVELT VALLEY ADDN
Legal Block	7
Legal Lot Number	25
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1018
Census Tract	1111

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	6904 W SERTOMA CIR, SIOUX FALLS, SD 57106-3246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIOUX EMPIRE FCU
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2013 · Amount on Record
Deed Sale	May 13, 2013 · Amount on Record
Deed Book / Page	549 / 263
Prior Transfer Date	May 10, 2013
Prior Transfer Doc	1734/512
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	6904 W SERTOMA CIR, SIOUX FALLS, SD 57106-3246
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1922MTG/714
Date	May 13, 2021
Book Page	1922 MTG/714

Lender

Name	SIOUX EMPIRE FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 15, 2031

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	6904 W SERTOMA CIR, SIOUX FALLS, SD 57106-3246
Transaction Type	Mortgage
Record Updated	Jun 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1882MTG/8
Date	Apr 16, 2020
Book Page	1882 MTG/8

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	6904 W SERTOMA CIR, SIOUX FALLS, SD 57106-3246
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1869MTG/0589
Date	Oct 16, 2019
Book Page	1869 MTG/0589

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,248 (+3.9%) Land $42,923 Building $456,325	$499,248 Land $42,923 Building $456,325
2025	$6,446.00	$480,500 (+7.4%) Land $43,400 Building $437,100
2024	$6,446.00 (-3.7%)	$447,400 (-0.95%) Land $43,400 Building $404,000
2022	$6,694.00	$451,700 Land $43,400 Building $408,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of South Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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